111 E Gardner Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 111 E Gardner Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1987
Lot Size	2.5 acres (109,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2019)
Tax Bill	$4,787 (2026)
Deeds & Mortgages	May 2021 Refinance Oct 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:48 B:L:4`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:48 B:L:4`
Alternative APNs	`M:10 B:L:1A` `2020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,496 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,087 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2020
Street Address	111 E GARDNER RD
City	WESTMINSTER
State	MA
Zip	01473-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	4
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1005
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 E GARDNER RD, WESTMINSTER, MA 01473-1051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Oct 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Apr 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Jul 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	20195882
Deed Book / Page	9303 / 267
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	9303-267
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	111 E GARDNER RD, WESTMINSTER, MA 01473-1051
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009977-179
Date	May 14, 2021
Book Page	9977/179
Instrument	10382

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	111 E GARDNER RD, WESTMINSTER, MA 01473-1051
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010439-305
Date	Oct 6, 2022
Book Page	10439/305
Instrument	18254

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Apr 22, 2019
Property Address	111 E GARDNER RD, WESTMINSTER, MA 01473-1051
Document Number	9303-267
Book / Page	9303 / 267
Instrument Date	Apr 17, 2019
Instrument	5882
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E GARDNER RD, WESTMINSTER, MA 01473-1051

Mortgage

Document Number	5883
Date	Apr 22, 2019
Instrument	5883

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jul 26, 2017
Property Address	111 E GARDNER RD, WESTMINSTER, MA 01473-1051
Document Number	8870-24
Book / Page	008870 / 000024
Instrument Date	Jul 21, 2017
Instrument	12902
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount Recorded
Tax	$524.00
Amount Accuracy	Confirmed
Additional	Quitclaim Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 STOW RD HARVARD MA 014511912, HARVARD, MA 01451-1912

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,787.00 (+9.47%)	$408,100 (+14.8%) Land $134,800 Building $273,300	$413,075 (+9.39%)
2025	$4,373.00 (+4.04%)	$355,500 (+3.7%) Land $134,800 Building $220,700	$377,625
2024	$4,203.00 (+0.99%)	$342,800 (+7.56%) Land $134,800 Building $208,000
2023	$4,162.00	$318,700 Land $126,100 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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