111 E College St, Georgetown, KY 40324 Property Records

Scott County property record for 111 E College St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	1,120 sqft
Lot Size	0.091 acres (3,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2026)
Tax Bill	$657 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-30-406.000`

Property Details

APN / Parcel Number

Primary APN	`166-30-406.000`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Lot Area	3,969 sqft (0.091 acres)

Location & Zoning

Street Address	111 E COLLEGE ST
City	GEORGETOWN
State	KY
Zip	40324-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	40209

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	979 BAY VILLAGE DR, 111, ANNAPOLIS, MD 21403-4089
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Construction Mortgage PREMIER LNDG INC
May 28, 2026	Deed, Transfer · Construction Mortgage PREMIER LNDG INC
Mar 12, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Oct 8, 2024 · Amount on Record
Deed Document Number	2026587736
Deed Book / Page	466 / 79
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	May 28, 2026
Property Address	111 E COLLEGE ST, GEORGETOWN, KY 40324-1603
Document Number	0000587739
Book / Page	1899 / 458
Instrument Date	May 22, 2026
Instrument	2026587739
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	111 E COLLEGE ST, GEORGETOWN, KY 40324-1603

Mortgage

Document Number	0000587739,
Date	May 28, 2026
Book Page	1899/458
Instrument	2026587739

Lender

Name	PREMIER LNDG INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Dec 1, 2026

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 28, 2026
Property Address	111 E COLLEGE ST, GEORGETOWN, KY 40324-1603
Document Number	0000587736
Book / Page	466 / 79
Instrument Date	May 22, 2026
Instrument	2026587736
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$25,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000587739,
Date	May 28, 2026
Instrument	2026587739

Lender

Name	PREMIER LNDG INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Dec 1, 2026

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	111 E COLLEGE ST, GEORGETOWN, KY 40324-1603
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SKATE RD, EAST POINT, KY 41216-8032

Mortgage

Document Number	0M1886/620
Date	Mar 12, 2026
Book Page	M1886/620
Instrument	576871

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,000 (+154.74%)	$188,000 (+154.74%)
2025	$657.00 (+71.09%)	$73,800 (+74.06%)	$73,800 (+74.06%)
2023	$384.00 (+36.65%)	$42,400 (+30.86%) Land $20,000 Building $22,400	$42,400 (+30.86%) Land $20,000 Building $22,400
2022	$281.00	$32,400 Land $10,000 Building $22,400	$32,400 Land $10,000 Building $22,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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