Bell County property record for 111 E Chester Ave, Middlesboro, KY 40965
| Property Type | Commercial |
|---|---|
| Details | 6,240 sqft · built 1962 |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jan 2022) |
| Tax Bill | $4,288 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Line of Credit Mar 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 069-44-07-004.00 |
| Primary APN | 069-44-07-004.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,240 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Account Number | 6093 |
|---|---|
| Street Address | 111 E CHESTER AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1253 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SE 110 (LOTS 10 & 11) |
| Legal Lot Number | 10-11 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960600 |
Source: Bell County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 N MAPLE AVE, DANVILLE, KY 40422-1102 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed, Transfer · Line of Credit THE FARMERS NATIONAL BANK OF DANVIL |
| Mar 1, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on Record |
| Deed Sale | Jan 7, 2022 · Amount on Record |
| Deed Document Number | 0000394668 |
| Deed Book / Page | D381 / 239 |
| Prior Transfer Date | Mar 1, 2019 |
| Prior Transfer Doc | 178400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Jan 21, 2022 |
| Property Address | 111 E CHESTER AVE, MIDDLESBORO, KY 40965-1253 |
| Document Number | 00D394/668 |
| Book / Page | D394 / 668 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 190010 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1861 HIGHWAY 1780, BLEDSOE, KY 40810-8371 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 420 N MAPLE AVE, DANVILLE, KY 40422-1102 |
| Document Number | 0000190012 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 190012 |
| Name | THE FARMERS NATIONAL BANK OF DANVIL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 7, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Mar 1, 2019 |
| Property Address | 111 E CHESTER AVE, MIDDLESBORO, KY 40965-1253 |
| Document Number | 00D381/239 |
| Book / Page | D381 / 239 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 178400 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 WHITE OAK LN, TAZEWELL, TN 37879-4687 |
| Name | Verified Name |
|---|---|
| Address | 1861 HIGHWAY 1780, BLEDSOE, KY 40810-8371 |
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,288.00 (+2.39%) | $400,000 (-) Land $400,000 | $400,000 (-) Land $400,000 |
| 2023 | $4,188.00 | $400,000 | $400,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 24 (1982–2021) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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