111 E 3rd St, Owensboro, KY 42303 Property Records

Daviess County property record for 111 E 3rd St, Owensboro, KY 42303

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	2 ba · 6,720 sqft · built 1878
Lot Size	0.077 acres (3,360 sqft)
Owner	Company Name on Record
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Dec 2010 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-01-06-004-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-01-06-004-00-000`
Alternative APN	`0029361`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	6,720 sqft Living Area
Gross Area	3,360 sqft
Basement Area	3,360 sqft
Unfinished Basement	3,360 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Combination
Construction Type	Wood
Roof Type	Flat
Roof Material	Asphalt
Lot Area	3,360 sqft (0.077 acres)
Lot Dimensions	120 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	111 E 3RD ST
City	OWENSBORO
State	KY
Zip	42303-4117
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	111 E 3RD ST
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1019
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Owensboro Historic Downtown Commercial District listed 2005 · 28 contributing resources · NRIS 04001251

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Daviess County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 E 3RD ST, OWENSBORO, KY 42303-4117
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2010: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	DAVIESS KY
Recording Date	Dec 20, 2010
Property Address	111 E 3RD ST, OWENSBORO, KY 42303-4117
Document Number	000884/201
Book / Page	0884 / 201
Instrument Date	Dec 9, 2010
Instrument	201001341549
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 GOLFVIEW CIR, OWENSBORO, KY 42303-7561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 S GRIFFITH AVE, OWENSBORO, KY 42301-6856
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (-70.57%)	$480,300 (-) Land $77,100 Building $403,200	$480,300 (-) Land $77,100 Building $403,200
2023		$480,300 (-)	$480,300 (-)
2022	$5,427.00	$480,300	$480,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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