Black Hawk County property record for 111 E 20th St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1952 |
| Lot Size | 0.239 acres (10,428 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Sep 2025) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Apr 2010 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-13-402-001 |
| Primary APN | 8914-13-402-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,428 sqft (0.239 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 391 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 111 E 20TH ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALLOWAY ADDITION CEDAR FALLS LOT 15 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | GALLOWAY ADDITION CEDAR FALLS |
| Legal Lot Number | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2301 |
Source: Black Hawk County records · APN 8914-13-402-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Apr 27, 2010 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 29, 2016 | Deed of Trust, Mortgage VERIDIAN CU |
| May 03, 2006 | Deed of Trust, Mortgage · Conventional Mortgage IRWIN MORTGAGE CORP |
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| May 05, 2022 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | May 05, 2022 · Amount on Record |
| Deed Document Number | 202513951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Investor | Possibly a Property Investor |
| Document Number | 202200013403 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 202200013403 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0201019982 |
|---|---|
| Date | Apr 27, 2010 |
| Instrument | 201019982 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55425 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201700011988 |
|---|---|
| Date | Dec 29, 2016 |
| Instrument | 2017-00011988 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jan 05, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE |
| Name | Verified Name |
|---|
| Document Number | 2006026393 |
|---|---|
| Date | May 03, 2006 |
| Instrument | 2006026393 |
| Name | IRWIN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 22, 2025 |
| Property Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Document Number | 0202513951 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025-13951 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Document Number | 0202513952 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-13952 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 05, 2022 |
| Property Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Document Number | 202200021454 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 202200021454 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E 20TH ST, CEDAR FALLS, IA 50613-4201 |
| Document Number | 202200021455 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 202200021455 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,120.00 Homeowner's exemption | $161,470 (+13.69%) Land $30,450 Building $131,020 | $161,470 (+13.69%) Land $30,450 Building $131,020 |
| 2024 | $2,120.00 (+3.52%) | ||
| 2023 | $142,030 (+18.56%) Land $30,450 Building $111,580 | $142,030 (+18.56%) Land $30,450 Building $111,580 | |
| 2022 | $2,048.00 Homeowner's exemption | $119,800 Land $30,450 Building $89,350 | |
| 2021 | $119,800 Land $30,450 Building $89,350 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Municipal Communications Utility Fiber | 10,000 / 10,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband.
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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