111 Dula Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 111 Dula Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1958
Square Footage2,100 sqft Living Area
Lot Size74,488 sqft (1.71 acres)
OccupancyOwner Occupied
Last Sale$283,000 (2021)
Tax Bill$1,824.00 (2025)

Property Details

APN / Parcel Number

Primary APN0798-00-27-5414
Alternative APN
  • 555554734

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area2,100 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1958
Construction TypeWood Construction
Lot Area74,488 sqft (1.71 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number555554734
Street Address111 DULA RD
CitySPRUCE PINE
StateNC
Zip28777-6316
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDALE ROAD
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup3
Census Block3038
Census Tract950400

Owner

Source: Mitchell County records · APN 0798-00-27-5414

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address111 DULA RD, SPRUCE PINE, NC 28777-6316
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Oct 04, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2021 · Amount on Record
Deed SaleOct 04, 2021 · Amount on Record
Deed Doc Number2021002241
Deed Book / Page634 / 99
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address111 DULA RD, SPRUCE PINE, NC 28777-6316
Transaction TypeMortgage
Record UpdatedJul 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000659/472
DateJul 06, 2023
Book Page659/472
Instrument2023001389
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateOct 04, 2021
Property Address111 DULA RD, SPRUCE PINE, NC 28777-6316
Document Number634/99
Book / Page634 / 99
Instrument DateOct 04, 2021
Instrument2021002241
Transaction TypeTransfer
Record UpdatedOct 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$566.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1113 DALE RD, 1113, SPRUCE PINE, NC 28777-6301

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 DULA RD, SPRUCE PINE, NC 28777-6316

Mortgage

Document Number2021002242
DateOct 04, 2021
Instrument2021002242
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateNov 01, 2026
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT
Max Rate9.15%

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,824.00 (+1.62%)$285,000 (-) Land $36,600 Building $248,400
2023$1,795.00$285,000 Land $36,600 Building $248,400

Flood & Wildfire

111 Dula Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
47th percentile of exposed land nationally · 68th in North Carolina
Wildfire LikelihoodModerate — about 1 in 990 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Dula Rd

Nearby Streets

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