111 Discovery Ct, La Plata, MD 20646 Property Records

Charles County property record for 111 Discovery Ct, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,769 sqft · built 2003
Lot Size0.246 acres (10,726 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Jul 2018)
Tax Bill$14,027 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-073923

Property Details

APN / Parcel Number

Primary APN01-073923
Alternative APN
  • 073923

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,769 sqft Living Area
Gross Area3,169 sqft
1st Floor Area1,156 sqft
Basement Area531 sqft
Finished Basement531 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,726 sqft (0.246 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number073923
Street Address111 DISCOVERY CT
CityLA PLATA
StateMD
Zip20646-5109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionLOT 79 PLAT 8 SEC 3 JAMESTOWNE SUB TOWN OF LA PLATA
Legal SubdivisionTOWN OF LA PLATA
Legal Block2
Legal Lot Number79
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2007
Census Tract851001

Owner

111 Discovery Ct is owned and occupied by an individual who bought it in July 2018.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address111 DISCOVERY CT, LA PLATA, MD 20646-5109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jul 19, 2018Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2018 · Amount on File
Deed SaleJul 19, 2018 · Amount on File
Prior SaleApr 30, 2003 · Amount on File
Deed Book / Page10335 / 441
Prior Transfer DateJul 3, 2018
Prior Transfer Doc0103350441
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address111 DISCOVERY CT, LA PLATA, MD 20646-5109
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCAPITOL TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 DISCOVERY CT, LA PLATA, MD 20646-5109

Mortgage

Document Number0120040329
DateAug 12, 2021
Book Page12004/329
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJul 19, 2018
Property Address111 DISCOVERY CT, LA PLATA, MD 20646-5109
Document Number0103350441
Book / Page010335 / 000441
Instrument DateJul 3, 2018
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyCAPITOL TITLE COMPANY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address111 DISCOVERY CT LA PLATA MD 206465109, LA PLATA, MD 20646-5109

Mortgage

Document Number103350447
DateJul 19, 2018
Book Page010335/000447
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 111 Discovery Ct was $14,027 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$536,600 (+9.84%) Land $80,200 Building $456,400$536,600 (-) Land $80,200 Building $456,400
2025$14,027.00 Homeowner's exemption$488,533$536,600 Land $80,200 Building $456,400
2023$5,927.00 Homeowner's exemption$392,400 Land $80,200 Building $312,200$392,400 Land $80,200 Building $312,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Discovery Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Discovery Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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