111 Cypress Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 111 Cypress Rd, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,082 sqft · built 1976
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (Mar 2020)
Tax Bill$3,233 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN232620-0000

Property Details

APN / Parcel Number

Primary APN232620-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,082 sqft Living Area
1st Floor Area1,330 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1993
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Width160 ft Width
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area84 sqft
Deck Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address111 CYPRESS RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description8-63 ST AUG SOUTH UT 9 LOTS 2529 THRU 2532 OR4913/1577
Legal Range30E
Legal Township08S
Legal Section37
Legal SubdivisionST. AUGUSTINE SOUTH RESUB OF UNIT 9
Legal Block9
Legal Lot Number2529
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract21302

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 CYPRESS RD, SAINT AUGUSTINE, FL 32086-6638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 31, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2020 · Amount on Record
Deed SaleMar 31, 2020 · Amount on Record
Prior SaleJan 2, 2003 · Amount on Record
Deed Document Number202025664
Deed Book / Page4913 / 1577
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address111 CYPRESS RD, SAINT AUGUSTINE, FL 32086-6638
Transaction TypeMortgage
Record UpdatedNov 30, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 CYPRESS RD, SAINT AUGUSTINE, FL 32086-6638

Mortgage

Document Number0054221280
DateNov 18, 2021
Book Page5422/1280
Instrument2021125146
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueApr 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 31, 2020
Property Address111 CYPRESS RD, SAINT AUGUSTINE, FL 32086-6638
Document Number0049131577
Book / Page004913 / 001577
Instrument DateMar 31, 2020
Instrument25664
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,749.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 CYPRESS RD ST AUGUSTINE FL 320866638, ST AUGUSTINE, FL 32086-6638

Mortgage

Document Number49131579
DateMar 31, 2020
Book Page004913/001579
Instrument25665
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,954 (+2.7%)$355,535 (-1.27%) Land $209,760 Building $145,775
2025$3,233.00 (+13.12%) Homeowner's exemption$252,146 (+5.99%)$360,123 (-1.35%) Land $214,080 Building $146,043
2024$2,858.00 (+2.11%)
2023$2,799.00 (+3.17%) Homeowner's exemption$237,903 (+3%)$365,044 (+18.8%) Land $214,080 Building $150,964
2022$2,713.00 Homeowner's exemption$230,974$307,283 Land $143,360 Building $163,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims18 (1992–2023)
Claims Outside the SFHA18 of 18
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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