111 Croton Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 111 Croton Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,212 sqft · built 1955
Lot Size	0.84 acres (36,608 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jan 1999)
Tax Bill	$31 (2025)
Deeds & Mortgages	Aug 2023 Sale Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`26-29-05-664500-000210`

Property Details

APN / Parcel Number

Primary APN	`26-29-05-664500-000210`
Alternative APNs	`052926664500000210` `52926000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,036 sqft
1st Floor Area	1,036 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	36,608 sqft (0.84 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	1,995 sqft
Carport	Carport
Carport Area	1,995 sqft
Porch	Unfinished Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	111 CROTON RD
City	WINTER HAVEN
State	FL
Zip	33880-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AHNETA FARMS PB 1 PGS 82A & 82B LOT 20 THAT PART KNOWN AS TRACT 2 BEING DESC AS COMM AT POINT ON E BNDRY OFLOT 20 483.85 FT N OF SE COR OF SAID LOT 20 BEING A CL OF SHELL RD RUN N 132.82 FT TO POINT 432 FT S OF NE COR OF LOT 20 W 567.49 FT TO POB S 0
Legal Range	26E
Legal Township	29S
Legal Section	05
Legal Subdivision	WAHNETA FARMS
Legal Tract	2
Legal Block	1
Legal Lot Number	20
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1014
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 CROTON RD, WINTER HAVEN, FL 33880-5558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Special Warranty Deed, Transfer
Jul 17, 2019	Reverse Mortgage, Mortgage · FHA Mortgage MONEY HOUSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 1999 · Amount on File
Deed Sale	Jan 14, 1999 · Amount on File
Deed Book / Page	4167 / 265
Last Transfer Date	Jul 8, 2019
Transfer Doc	0109100267
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 10, 2023
Property Address	111 CROTON RD, WINTER HAVEN, FL 33880-5558
Document Number	0000187763
Book / Page	12796 / 2197
Instrument Date	Aug 10, 2023
Instrument	2023187763
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E VAN FLEET DR # DR231, DR231, BARTOW, FL 33830-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CROTON RD, WINTER HAVEN, FL 33880-5558

July 2019: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	POLK FL
Recording Date	Jul 17, 2019
Property Address	111 CROTON RD, WINTER HAVEN, FL 33880-5558
Document Number	0109100267
Book / Page	010910 / 000267
Instrument Date	Jul 8, 2019
Instrument	149292
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	APPLETOWER TITLE AND ESCROW LLC, APPLETOWER TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 CROTON RD WINTER HAVEN FL 338805558, WINTER HAVEN, FL 33880-5558

Mortgage

Document Number	109100269
Date	Jul 17, 2019
Book Page	010910/000269
Instrument	149293

Lender

Name	MONEY HOUSE
Type	Funding / Finance Company
Address	ORLANDO, FL 32819

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.05%

Mortgage

Document Number	109100283,
Date	Jul 17, 2019
Book Page	010910/000283
Instrument	149294

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.05%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,141 (+2.7%)	$99,272 (-0.83%) Land $21,010 Building $78,262
2025	$31.00 (-94.98%) Homeowner's exemption	$27,401 (+43.6%)	$100,098 (+93.39%) Land $21,010 Building $79,088
2024	$618.00 (+30.38%)
2023	$474.00 (+6.76%) Homeowner's exemption	$19,082 (+3%)	$51,759 (+31.15%) Land $21,010 Building $30,749
2022	$444.00 Homeowner's exemption	$18,526	$39,464 Land $11,093 Building $28,371

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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