111 Covedale Ct, Troutman, NC 28166 Property Records

Iredell County property record for 111 Covedale Ct, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,694 sqft · built 2006
Lot Size	0.582 acres (25,352 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (Dec 2020)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4629-64-1079.000`

Property Details

APN / Parcel Number

Primary APN	`4629-64-1079.000`
Alternative APN	`80002213`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,694 sqft Heated Area
Gross Area	4,647 sqft
1st Floor Area	2,464 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	25,352 sqft (0.582 acres)
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	271 sqft
Patio Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80002213
Street Address	111 COVEDALE CT
City	TROUTMAN
State	NC
Zip	28166-7673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L9-SUNSET BAY-PB 39-53-55
Legal Subdivision	HAWKES BAY/SUNSET BAY
Legal Block	64
Legal Lot Number	9
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4058
Census Tract	61205

Owner

111 Covedale Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 COVEDALE CT, TROUTMAN, NC 28166-7673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Apr 1, 2013 · Amount on File
Deed Book / Page	2768 / 783
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	111 COVEDALE CT, TROUTMAN, NC 28166-7673
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029431732
Date	Sep 1, 2022
Book Page	2943/1732

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	111 COVEDALE CT, TROUTMAN, NC 28166-7673
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 COVEDALE CT, TROUTMAN, NC 28166-7673

Mortgage

Document Number	28461485
Date	Aug 30, 2021
Book Page	2846/1485

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 30, 2020
Property Address	111 COVEDALE CT, TROUTMAN, NC 28166-7673
Document Number	2768783
Book / Page	2768 / 783
Map Reference	MB 39 PG 53-55
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 JANA DR, 112, STATESVILLE, NC 28677-9811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 COVEDALE CT, TROUTMAN, NC 28166-7673

Mortgage

Document Number	2768786
Date	Dec 30, 2020
Instrument	2768/786

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 111 Covedale Ct was $4,354.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,780 (-) Land $65,000 Building $650,780	$715,780 (-) Land $65,000 Building $650,780
2025	$4,354.00	$715,780 (-) Land $65,000 Building $650,780	$715,780 (-) Land $65,000 Building $650,780
2024	$4,354.00	$715,780 (-) Land $65,000 Building $650,780	$715,780 (-) Land $65,000 Building $650,780
2023	$4,354.00 (+75.71%)	$715,780 (+88.67%) Land $65,000 Building $650,780	$715,780 (+88.67%) Land $65,000 Building $650,780
2022	$2,478.00	$379,390 Land $55,000 Building $324,390	$379,390 Land $55,000 Building $324,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Covedale Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Covedale Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNSET BAY S/D private · serves 89 people · EPA ID NC2049003
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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