111 Colonial Dr, Versailles, KY 40383 Property Records

Jessamine County property record for 111 Colonial Dr, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,531 sqft · built 2015
Owner	Individual Name on File
Last Sale	$730,000 (Oct 2025)
Tax Bill	$8,029 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`010-00-00-016.44`

Property Details

APN / Parcel Number

Primary APN	`010-00-00-016.44`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,531 sqft Living Area

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Block
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	111 COLONIAL DR
City	VERSAILLES
State	KY
Zip	40383-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14
Legal Subdivision	COLONIAL ESTATES
Legal Lot Number	14
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2025
Census Tract	60600

Owner

111 Colonial Dr is owned and occupied by an individual who bought it in October 2025.

Source: Jessamine County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Oct 21, 2025	Deed, Transfer · Line of Credit WESBANCO BANK INC
Jan 26, 2024	Deed, Transfer
Oct 18, 2022	Deed, Transfer
Jul 2, 2018	Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Jul 17, 2018	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Jan 26, 2024 · Amount on File
Deed Document Number	550201
Deed Book / Page	D892 / 540
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516439
Date	Oct 29, 2024
Book Page	M1587/924
Instrument	516439

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	1730 ALYSHEBA WAY, LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386

Mortgage

Document Number	0000420746
Date	Jul 22, 2022
Book Page	M1520/486
Instrument	420746

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Oct 21, 2025
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Document Number	0000550201
Book / Page	D892 / 540
Map Reference	CAB 8 SL 639
Instrument Date	Oct 15, 2025
Instrument	550201
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 LESLEY TRL, WILMORE, KY 40390-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Mail Care Of	JAMES D PYBURN III AND LISA PYBU

Mortgage

Document Number	0000550202
Date	Oct 21, 2025
Instrument	550202

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jan 26, 2024
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Document Number	0000484026
Book / Page	D868 / 454
Map Reference	CAB 8 SL 639
Instrument Date	Jan 23, 2024
Instrument	484026
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10811 FRONT BEACH RD # RD2104, RD2104, PANAMA CITY BEACH, FL 32407-6511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11L COLONIAL DR, VERSAILLES, KY 40383

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Oct 18, 2022
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Document Number	0000430079
Book / Page	D852 / 57
Map Reference	CAB 8 SL 639
Instrument Date	Oct 11, 2022
Instrument	430079
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 FAIRWAY DR, NICHOLASVILLE, KY 40356-8940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366988
Date	Jul 2, 2018
Book Page	M1335/331
Instrument	366988

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381477
Date	Oct 28, 2019
Book Page	M1379/929
Instrument	381477

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jul 17, 2018
Property Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386
Document Number	0000367491
Book / Page	D780 / 343
Map Reference	CAB 8 SL 639
Instrument Date	Jul 16, 2018
Instrument	367491
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 COLONIAL DR, 111, VERSAILLES, KY 40383-9386

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	111 COLONIAL DR, VERSAILLES, KY 40383-9386

Mortgage

Document Number	0000367492
Date	Jul 17, 2018
Instrument	367492

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 111 Colonial Dr was $8,029, up 13.6% from the year before.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,029.00 (+13.58%)	$700,000 (+6.06%) Land $85,000 Building $615,000	$700,000 (+6.06%) Land $85,000 Building $615,000
2024	$7,069.00 (+3.05%) Homeowner's exemption	$660,000 (-) Land $85,000 Building $575,000	$660,000 (-) Land $85,000 Building $575,000
2023	$6,860.00 Homeowner's exemption	$660,000 Land $85,000 Building $575,000	$660,000 Land $85,000 Building $575,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Colonial Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2008–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Colonial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Colonial Dr

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