111 Colchester Dr, Normal, IL 61761 Property Records

McLean County property record for 111 Colchester Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,259 sqft · built 1978
Lot Size	0.246 acres (10,496 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Aug 2015)
Tax Bill	$6,186 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2013 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-430-019`

Property Details

APN / Parcel Number

Primary APN	`14-30-430-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,259 sqft Living Area
1st Floor Area	1,259 sqft
Basement Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Asphalt
Lot Area	10,496 sqft (0.246 acres)
Lot Dimensions	128 ft deep x 82 ft wide
Garage Area	630 sqft
Porch	Enclosed Frame Porch
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	111 COLCHESTER DR
City	NORMAL
State	IL
Zip	61761-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	FIRST ADD PARKSIDE SOUTH LOT 69
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	FIRST ADD
Legal Lot Number	69
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3063
Census Tract	302

Owner

111 Colchester Dr is owned and occupied by an individual who bought it in August 2015.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 11, 2013	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Mar 8, 2007	Deed of Trust, Mortgage · ARM COMMERCE BANK NA
Jul 2, 2009	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK NA
Aug 18, 2015	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 30, 2012	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO
Aug 24, 2011	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC
Aug 24, 2011	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2015 · Amount on File
Deed Sale	Aug 18, 2015 · Amount on File
Prior Sale	Mar 30, 2012 · Amount on File
Deed Document Number	201515255
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000010573
Date	Jun 12, 2020
Instrument	2020-00010573

Lender

Name	FIRST STATE BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300006414
Date	Mar 11, 2013
Instrument	2013-00006414

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700005944
Date	Mar 8, 2007
Instrument	2007-00005944

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2012
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900021188
Date	Jul 2, 2009
Instrument	2009-00021188

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	NORMAL, IL 61761

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2029

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 18, 2015
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Document Number	201500015255
Map Reference	DOC76-16503
Instrument Date	Jul 29, 2015
Instrument	2015-00015255
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N CENTER ST, BLOOMINGTON, IL 61701-3910

Mortgage

Document Number	201500015256
Date	Aug 18, 2015
Instrument	2015-00015256

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2045

March 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 30, 2012
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Document Number	201200008050
Map Reference	DOC76-16503
Instrument Date	Feb 28, 2012
Instrument	2012-00008050
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 913, BLOOMINGTON, IL 61702-0913

Mortgage

Document Number	201200008051
Date	Mar 30, 2012
Instrument	2012-00008051

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 24, 2011
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Document Number	201100018633
Map Reference	DOC76-16503
Instrument Date	Jul 13, 2011
Instrument	2011-00018633
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Investor	Possibly a Property Investor

Mortgage

Document Number	201100018635
Date	Aug 24, 2011
Instrument	2011-00018635

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2041

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 24, 2011
Property Address	111 COLCHESTER DR, NORMAL, IL 61761-2734
Document Number	201100018632
Map Reference	DOC76-16503
Instrument Date	Mar 24, 2011
Instrument	2011-00018632
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,708 Land $15,432 Building $74,276	$269,124 Land $46,296 Building $222,828
2024	$6,186.00 (+6.93%)
2023	$5,785.00	$73,599 Land $12,661 Building $60,938	$220,797 Land $37,983 Building $182,814

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Colchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Colchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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