Ocean County and Lacey Township property record for 111 Clearwater Dr, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,860 sqft · built 1989 |
| Lot Size | 0.366 acres (15,938 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,289 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00116-0000-00001-03 |
| Primary APN | 13-00116-0000-00001-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,938 sqft (0.366 acres) |
| Lot Width | 227 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 10000414 |
|---|---|
| Street Address | 111 CLEARWATER DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 227 X IRR |
| Legal Block | 116 |
| Legal Lot Number | 1.3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 732104 |
111 Clearwater Dr is owned and occupied by an individual who acquired it in February 1999.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 CLEARWATER DR, FORKED RIVER, NJ 08731-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 1999 |
| Transfer Doc | 0000056875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 111 CLEARWATER DR, FORKED RIVER, NJ 08731-5116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 111 CLEARWATER DR, FORKED RIVER, NJ 08731-5116 |
| Document Number | 0192400382 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 19240/382 |
| Instrument | 2022123840 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 111 CLEARWATER DR, FORKED RIVER, NJ 08731-5116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0176031851 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 17603/1851 |
| Instrument | 2019090056 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
The 2025 property tax bill for 111 Clearwater Dr was $10,289, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,200 (-) Land $88,000 Building $288,200 | $376,200 (-) Land $88,000 Building $288,200 | |
| 2025 | $10,289.00 (+7.94%) | $376,200 Land $88,000 Building $288,200 | $376,200 Land $88,000 Building $288,200 |
| 2024 | $9,532.00 | ||
| 2023 | $376,200 Land $88,000 Building $288,200 | $376,200 Land $88,000 Building $288,200 | |
| 2022 | $8,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Clearwater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Clearwater Dr is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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