Henderson County property record for 111 Clay St, Henderson, KY 42420
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jul 2004) |
| Tax Bill | $277 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-5-3-11 |
| Primary APN | 1-5-3-11 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,620 sqft (0.106 acres) |
|---|---|
| Lot Dimensions | 165 ft deep x 28 ft wide |
| Sewer | Connected |
|---|
| Account Number | 53223 |
|---|---|
| Street Address | 111 CLAY ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3592 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | VACANT LOT |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Main and South Elm Streets Historic District listed 1992 · 130 contributing resources · NRIS 92000500 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8942 US HIGHWAY 41A, HENDERSON, KY 42420-9059 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2004 · Amount on Record |
| Deed Sale | Jul 2, 2004 · Amount on Record |
| Deed Document Number | 0000532258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 111 CLAY ST, HENDERSON, KY 42420-3501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1252/077 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | MT 1252/077 |
| Instrument | 2017012762 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 8, 2022 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $277.00 (-64.58%) | $25,000 (-64.29%) | $25,000 (-64.29%) |
| 2023 | $782.00 (+0.9%) | $70,000 (-) | $70,000 (-) |
| 2022 | $775.00 | $70,000 | $70,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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