111 Church St, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 111 Church St, Mount Upton, NY 13809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,800 sqft · built 1920
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$123,600 (Oct 2021)
Tax Bill	$2,948 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083200 199.07-1-16.2`

Property Details

APN / Parcel Number

Primary APN	`083200 199.07-1-16.2`
Alternative APN	`320019907000010162000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Raised
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	145 ft deep x 136 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	111 CHURCH ST
City	MOUNT UPTON
State	NY
Zip	13809-4291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	16.200
Jurisdiction	CHENANGO NY
Township / Civil Division	GUILFORD
Census Block Group	3
Census Block	3037
Census Tract	970602

Owner

111 Church St is owned and occupied by an individual who bought it in October 2021.

Source: Chenango County and Guilford Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	111 CHURCH ST, MOUNT UPTON, NY 13809-4291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jan 16, 2008 · Amount on File
Deed Document Number	2021202100001812
Prior Transfer Date	Jan 11, 2008
Prior Transfer Doc	2008000104
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Oct 26, 2021
Property Address	111 CHURCH ST, MOUNT UPTON, NY 13809-4291
Document Number	2021000001812
Instrument Date	Oct 19, 2021
Instrument	20210-00001812
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BLISS RD, BAINBRIDGE, NY 13733-3180

Mortgage

Document Number	21000002544
Date	Oct 26, 2021
Instrument	210-00002544

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 111 Church St was $2,948, down 0.1% from the year before.

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Guilford Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,948.00 (-0.1%)
2025	$2,951.00	$89,400 Land $9,200 Building $80,200	$113,165 Land $11,646 Building $101,519
2023		$89,400 Land $9,200 Building $80,200	$107,711 Land $11,084 Building $96,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Church St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Church St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT UPTON WATER DISTRICT serves 300 people · EPA ID NY0801743
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35