111 Choptank Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 111 Choptank Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 1918
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jan 2017)
Tax Bill	$2,125 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-151039`

Property Details

APN / Parcel Number

Primary APN	`07-151039`
Alternative APNs	`7151039` `151039`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,596 sqft Total Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,750 sqft (0.086 acres)
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	151039
Street Address	111 CHOPTANK AVE
City	CAMBRIDGE
State	MD
Zip	21613-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3,750 SQ. FT. 111 CHOPTANK AVENUE CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3007
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET CLOSE
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 22, 2017	Deed of Trust, Mortgage QUICKEN LNS
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Sep 28, 2006 · Amount on Record
Deed Document Number	20171381-435
Deed Book / Page	1381 / 435
Transfer Doc	0004350523
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Jun 29, 2026
Property Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Document Number	2024000139
Book / Page	2024 / 139
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624

Mortgage

Document Number	2024000139,
Date	Jun 29, 2026
Book Page	2024/139

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624

Mortgage

Document Number	0019720110
Date	Oct 14, 2025
Book Page	1972/110

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017290087
Date	Mar 28, 2022
Book Page	1729/87

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Document Number	0014270182
Book / Page	001427 / 000182
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHOPTANK AVE CAMBRIDGE MD 216131624, CAMBRIDGE, MD 21613-1624

Mortgage

Document Number	0014270182
Date	Oct 12, 2017
Book Page	001427/000182

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 11, 2042

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 31, 2017
Property Address	111 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Document Number	0013810435
Book / Page	00138 / 000435
Instrument Date	Jan 10, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	LIBERTY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHOPTANK AVE CAMBRIDGE MD 216131624, CAMBRIDGE, MD 21613-1624

Mortgage

Document Number	13810442
Date	Jan 31, 2017
Book Page	001381/000442

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MD 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,125.00 (+4.89%) Homeowner's exemption	$176,900 (+6.44%)	$198,300 (+19.31%) Land $51,000 Building $147,300
2025	$2,026.00 (+12.81%) Homeowner's exemption	$166,200 (+15.95%) Land $30,000 Building $136,200	$166,200 (-) Land $30,000 Building $136,200
2023	$1,796.00 Homeowner's exemption	$143,333	$166,200 Land $30,000 Building $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 50 condo units
Nearby Flood Claims	27 (1985–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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