111 Chambers St, Ridgecrest, CA 93555 Property Records

Kern County property record for 111 Chambers St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1987
Lot Size	0.144 acres (6,280 sqft)
Owner	Individual Name on Record
Last Sale	$96,500 (Aug 2020)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`396-434-07-8`

Property Details

APN / Parcel Number

Primary APN	`396-434-07-8`
Alternative APNs	`396-434-07-00-0` `3964340700` `39643407`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,319 sqft
1st Floor Area	1,518 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	6,280 sqft (0.144 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	105 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	396434078
Street Address	111 CHAMBERS ST
City	RIDGECREST
State	CA
Zip	93555-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4622 , BLOCK UND, LOT 19
Legal Subdivision	TRACT NO 4622
Legal Tract	4622
Legal Block	3
Legal Lot Number	19
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3003
Census Tract	5409

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 CHAMBERS ST, RIDGECREST, CA 93555-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit DESERT VALLEYS FCU
Aug 18, 2020	Grant Deed, Transfer · Conventional Mortgage DESERT VALLEYS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	2020113091
Prior Transfer Date	Feb 25, 1997
Prior Transfer Doc	0000039887
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	111 CHAMBERS ST, RIDGECREST, CA 93555-3950
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHAMBERS ST, RIDGECREST, CA 93555-3950

Mortgage

Document Number	0000059104
Date	May 22, 2023
Instrument	223059104

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	111 CHAMBERS ST, RIDGECREST, CA 93555-3950
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHAMBERS ST, RIDGECREST, CA 93555-3950

Mortgage

Document Number	0000094996
Date	Jun 15, 2022
Instrument	222094996

Lender

Name	DESERT VALLEYS FCU
Type	Credit Union
Address	RIDGECREST, CA 93556

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 18, 2020
Property Address	111 CHAMBERS ST, RIDGECREST, CA 93555-3950
Document Number	0000113091
Map Reference	MB 34 PG 192
Instrument Date	Jul 29, 2020
Instrument	220113091
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CHAMBERS ST, RIDGECREST, CA 93555-3950

Mortgage

Document Number	0000113092
Date	Aug 18, 2020
Instrument	220113092

Lender

Name	DESERT VALLEYS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$152,139 (+2%) Land $38,641 Building $113,498
2025	$2,289.00 (+8.69%)	$149,157 (+4.04%) Land $37,884 Building $111,273
2023	$2,106.00 (+2.03%)	$143,367 Land $36,414 Building $106,953
2022	$2,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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