111 Chad Cir, Sylva, NC 28779 Property Records

Jackson County property record for 111 Chad Cir, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2000
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Tax Bill	$856 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7632-02-0153`

Property Details

APN / Parcel Number

Primary APN	`7632-02-0153`
Alternative APN	`183590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
1st Floor Area	1,400 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Concrete
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	304 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	183590
Street Address	111 CHAD CIR
City	SYLVA
State	NC
Zip	28779-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 HAZEL HOLLOW
Legal Township	11
Legal Subdivision	HAZEL HOLLOW
Legal Lot Number	13
Jurisdiction	JACKSON NC
Township / Civil Division	DILLSBORO
Census Block Group	4
Census Block	4018
Census Tract	950300

Owner

Source: Jackson County records · APN 7632-02-0153

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	111 CHAD CIR, SYLVA, NC 28779-8109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 01, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 09, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2019
Deed Sale	Oct 09, 2019
Deed Document Number	0022501046
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	111 CHAD CIR, SYLVA, NC 28779-8109
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024071802
Date	Oct 30, 2025
Book Page	2407/1802

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	111 CHAD CIR, SYLVA, NC 28779-8109
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023420153
Date	Sep 01, 2022
Book Page	2342/153

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CULLOWHEE, NC 28723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	111 CHAD CIR, SYLVA, NC 28779-8109
Transaction Type	Mortgage
Record Updated	Dec 08, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023181843
Date	Nov 05, 2021
Book Page	2318/1843

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	111 CHAD CIR, SYLVA, NC 28779-8109
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022501052
Date	Oct 09, 2019
Book Page	2250/1052

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Oct 09, 2024
Index	5-Year CMT

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$856.00	$225,480 Land $36,610 Building $188,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Aug 1995 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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