Santa Cruz County property record for 111 Central Ave, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,379 sqft Living Area |
| Lot Size | 4,008 sqft (0.092 acres) |
| Garage | Attached, 280 sqft |
| Last Sale | $3,700,000 (2023) |
| Tax Bill | $45,133.00 (2025) |
| Primary APN | 036-112-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,379 sqft Living Area |
| Gross Area | 2,659 sqft Gross Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,008 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 111 CENTRAL AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CAPITOLA |
| Legal Block | M |
| Legal Lot Number | 12,14 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 121801 |
Source: Santa Cruz County records · APN 036-112-08
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15130 CONCORD CIR, MORGAN HILL, CA 95037-5428 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2023 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jul 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RNIT REAL PROP LLC |
| Jul 19, 2021 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 21, 2017 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2021 · Amount on Record |
| Deed Doc Number | 20235475 |
| Prior Transfer Date | Feb 23, 2016 |
| Prior Transfer Doc | 0000008107 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 30, 2023 |
| Property Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Document Number | 0000005475 |
| Map Reference | VOL 8 PG 35 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023-0005475 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,070.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 CENTRAL AVE, CAPITOLA, CA 95010-3405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Document Number | 0000020801 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022-0020801 |
| Name | RNIT REAL PROP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 19, 2021 |
| Property Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Document Number | 0000038100 |
| Map Reference | VOL 8 PG 35 |
| Instrument Date | Jul 08, 2021 |
| Instrument | 2021-0038100 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,530.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12468 TED AVE, SARATOGA, CA 95070-3130 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITL |
| Name | Verified Name |
|---|---|
| Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Document Number | 0000040137 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 2020-0040137 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.27% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 21, 2017 |
| Property Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Document Number | 0000006144 |
| Map Reference | MAP8 PG35 |
| Instrument Date | Feb 08, 2017 |
| Instrument | 2017-0006144 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 111 CENTRAL AVE, CAPITOLA, CA 95010-3404 |
| Document Number | 0000006145 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2017-0006145 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,007,560 (+4.11%) Land $3,448,926 Building $558,634 | ||
| 2025 | $45,133.00 (+69.01%) | $3,849,480 (+64.09%) Land $3,381,300 Building $468,180 | |
| 2023 | $26,704.00 (+0.84%) | $2,346,000 Land $1,876,800 Building $469,200 | $3,239,280 |
| 2022 | $26,482.00 |
111 Central Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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