111 Bottom Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 111 Bottom Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 2018
Lot Size	1.1 acres (48,222 sqft)
Owner	2 Individual Names on File
Last Sale	$374,000 (Mar 2026)
Tax Bill	$2,172 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60424`

Property Details

APN / Parcel Number

Primary APN	`60424`
Alternative APN	`1319378`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,048 sqft Finished Area
Upper Floors Area	1,024 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	48,222 sqft (1.1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	80 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1319378
Street Address	111 BOTTOM RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-8423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#43PB31-161STONYPOINTFARM PH5
Legal Subdivision	STONY POINT FARMS
Legal Block	1
Legal Lot Number	143
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2000
Census Tract	950302

Owner

111 Bottom Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 BOTTOM RD, KINGS MOUNTAIN, NC 28086-8423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
May 9, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jul 15, 2025 · Amount on File
Deed Document Number	2026200125664
Deed Book / Page	1969 / 407
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 12, 2026
Property Address	111 BOTTOM RD, KINGS MOUNTAIN, NC 28086-8423
Document Number	0019690407
Book / Page	1969 / 407
Map Reference	MB 31 PG 161
Instrument Date	Mar 11, 2026
Instrument	200125664
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 BOTTOM RD, KINGS MOUNTAIN, NC 28086-8423

Mortgage

Document Number	0200125665
Date	Mar 12, 2026
Instrument	200125665

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	111 BOTTOM RD, KINGS MOUNTAIN, NC 28086-8423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018130720
Date	May 18, 2020
Book Page	1813/720
Instrument	200039361

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 5, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.5%
Index	10-Year TN
Margin	1
Max Rate	8.5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	111 BOTTOM RD, KINGS MOUNTAIN, NC 28086-8423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017670548
Date	May 9, 2018
Book Page	1767/0548
Instrument	200013382

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	367 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 27, 2018
Property Address	111 BOTTOM RD, KINGS MOUNTAIN, NC 28086-8423
Document Number	0017612084
Book / Page	001761 / 002084
Instrument Date	Feb 26, 2018
Instrument	10639
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N CARPENTER ST #1 KINGS MOUNTAIN NC 280863009, 1, KINGS MOUNTAIN, NC 28086-3009

Tax Assessment & Valuation

The 2026 property tax bill for 111 Bottom Rd was $2,172, up 3.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,172.00 (+3.33%)	$331,152 (-) Land $19,074 Building $312,078	$331,152 (-) Land $19,074 Building $312,078
2025	$2,102.00	$331,152 Land $19,074 Building $312,078	$331,152 Land $19,074 Building $312,078
2023		$245,072 Land $16,016 Building $229,056	$245,072 Land $16,016 Building $229,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Bottom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Bottom Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bottom Rd

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