111 Bluebird Ave, Berea, KY 40403 Property Records

Madison County property record for 111 Bluebird Ave, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,455 sqft
Owner	Individual Name on File
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`B010-0010-0012`

Property Details

APN / Parcel Number

Primary APN	`B010-0010-0012`
Alternative APNs	`129284` `92137` `59070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,455 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Account Number	59070
Street Address	111 BLUEBIRD AVE
City	BEREA
State	KY
Zip	40403-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUEBRID LOT 24, 25 & 26 BLK B
Legal Subdivision	BLUEBIRD
Legal Block	B
Legal Lot Number	24-26
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2000
Census Tract	11304

Owner

111 Bluebird Ave is owned and occupied by an individual who acquired it in March 2018.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	111 BLUEBIRD AVE, BEREA, KY 40403-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Jun 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK
Mar 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2018
Deed Sale	Mar 15, 2018
Deed Document Number	2013972842
Deed Book / Page	D00756 / 660
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	111 BLUEBIRD AVE, BEREA, KY 40403-1801
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BLUEBIRD AVE, BEREA, KY 40403-1801

Mortgage

Document Number	0M2173/404
Date	Jul 7, 2022
Book Page	M2173/404
Instrument	2014099979

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	111 BLUEBIRD AVE, BEREA, KY 40403-1801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01806/571
Date	Jun 1, 2018
Book Page	M01806/571
Instrument	2013976536

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	May 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 15, 2018
Property Address	111 BLUEBIRD AVE, BEREA, KY 40403-1801
Document Number	D00756/660
Book / Page	D00756 / 660
Map Reference	MB2 PG28
Instrument Date	Mar 6, 2018
Instrument	2013972842
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 15TH ST, 445, TELL CITY, IN 47586-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BLUEBIRD AVE, BEREA, KY 40403-1801

Tax Assessment & Valuation

The 2025 property tax bill for 111 Bluebird Ave was $1,442 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00 Additional exemption filed	$121,000	$121,000
2023	$889.00	$68,000	$68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Bluebird Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2010–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Bluebird Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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