111 Alder Dr, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 111 Alder Dr, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.75 ba · 1,621 sqft · built 1957
Lot Size0.172 acres (7,470 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (May 2018)
Tax Bill$3,191 (2026)
Deeds & MortgagesJul 2026 Construction Loan
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034500100400

Property Details

APN / Parcel Number

Primary APN034500100400

Interior

Bedrooms4 Beds
Full Baths3.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,621 sqft Living Area
Gross Area1,885 sqft
1st Floor Area1,621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,470 sqft (0.172 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area392 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address111 ALDER DR
CityCOSMOPOLIS
StateWA
Zip98537-3974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLYMPIC TERRACE LOT 4 BLK 1
Legal Range23
Legal Township09
Legal Section17
Legal SubdivisionOLYMPIC TERRACE
Legal Block1
Legal Lot Number4
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group6
Census Block6005
Census Tract900

Owner

111 Alder Dr is owned by an individual who bought it in May 2018.

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 212, COSMOPOLIS, WA 98537-0212
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Construction Mortgage
GREAT NORTHWEST FEDERAL CREDIT UNION
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE PACIFIC
May 15, 2018Warranty Deed, Transfer
WASHINGTON STATE HOUSING FIN COMMIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2018 · Amount on File
Deed SaleMay 15, 2018 · Amount on File
Deed Document Number201848
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Recording DateJul 27, 2026
Property Address111 ALDER DR, COSMOPOLIS, WA 98537-3974
Document Number0000000036
Instrument DateJul 17, 2026
Instrument202636
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 ALDER DR, COSMOPOLIS, WA 98537-3974

Mortgage

Document Number0000000036,
DateJul 27, 2026
Instrument202636
Lender
NameGREAT NORTHWEST FEDERAL CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.47%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address111 ALDER DR, COSMOPOLIS, WA 98537-3974
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005040095
DateMay 4, 2021
Instrument2021-05040095
Lender
NameBANK OF THE PACIFIC
TypeBank
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateMay 15, 2018
Property Address111 ALDER DR, COSMOPOLIS, WA 98537-3974
Document Number0005150048
Map ReferenceVOL8 PG20
Instrument DateMay 10, 2018
Instrument2018-05150048
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyCOAST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,600.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 212, COSMOPOLIS, WA 98537-0212

Mortgage

Document Number0005150050
DateMay 15, 2018
Instrument2018-05150050
Lender
NameWASHINGTON STATE HOUSING FIN COMMIS
TypeGovernment Agency
Agreement
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 111 Alder Dr was $3,191, up 6.5% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,191.00 (+6.54%)
2025$2,995.00 (-0.7%)$288,592 (-) Land $35,367 Building $253,225$288,592 (-) Land $35,367 Building $253,225
2024$3,016.00 (+7.52%)$288,592 Land $35,367 Building $253,225$288,592 Land $35,367 Building $253,225
2023$2,805.00
2022$285,309 Land $35,367 Building $249,942$285,309 Land $35,367 Building $249,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Alder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA2 of 16
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 3 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Alder Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink.

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