111 Adelphi St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 111 Adelphi St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	2,842 sqft · built 1927
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Apr 2026)
Tax Bill	$15,193 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00705-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`14-00705-0000-00016`
Alternative APNs	`140070500016` `6142`

Interior

Stories	2 Stories
Building Area	2,842 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	6142
Street Address	111 ADELPHI ST
City	ROSELLE
State	NJ
Zip	07203-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	ADDITIONAL LOTS: DEED 273289.
Legal Block	705
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	2
Census Block	2004
Census Tract	34000

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 ADELPHI ST, ROSELLE, NJ 07203-1369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed, Transfer · Conventional Mortgage ALL CREDIT CONSIDERED MORTGAGE
Apr 20, 2026	Deed, Transfer · Conventional Mortgage ALL CREDIT CONSIDERED MORTGAGE
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Deed Document Number	202654224
Deed Book / Page	6616 / 2240
Prior Transfer Date	Jan 9, 2016
Prior Transfer Doc	0061200480
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 20, 2026
Property Address	111 ADELPHI ST, ROSELLE, NJ 07203-1369
Document Number	0066162240
Book / Page	6616 / 2240
Instrument Date	Apr 10, 2026
Instrument	202654224
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MEGA TITLE LLC, MEGA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ADELPHI ST, ROSELLE, NJ 07203-1369

Mortgage

Document Number	0000091603,
Date	Apr 20, 2026
Instrument	202691603

Lender

Name	ALL CREDIT CONSIDERED MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 20, 2026
Property Address	111 ADELPHI ST, ROSELLE, NJ 07203-1369
Document Number	0000054224
Book / Page	6616 / 2240
Instrument Date	Apr 10, 2026
Instrument	2026.54224
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	OMEGA TITLE, MEGA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ADELPHI ST, ROSELLE, NJ 07203-1369

Mortgage

Document Number	0000091603,
Date	Apr 20, 2026
Instrument	2026..91603

Lender

Name	ALL CREDIT CONSIDERED MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	111 ADELPHI ST, ROSELLE, NJ 07203-1369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146032033
Date	Oct 7, 2019
Book Page	14603/2033
Instrument	679635

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 7, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,100 (-) Land $56,000 Building $110,100	$166,100 (-) Land $56,000 Building $110,100
2025	$15,193.00 (+5.2%)	$166,100 (-) Land $56,000 Building $110,100	$166,100 (-) Land $56,000 Building $110,100
2024	$14,442.00 (+1.86%)
2023		$166,100 Land $56,000 Building $110,100	$166,100 Land $56,000 Building $110,100
2022	$14,178.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1986–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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