111 12th Ave W, Polson, MT 59860 Property Records

Lake County property record for 111 12th Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2022
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,380 (Sep 2022)
Tax Bill	$2,249 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R159202`

Property Details

APN / Parcel Number

Primary APN	`R159202`
Alternative APNs	`15-3228-09-1-08-07-0000` `0000008042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,026 sqft (0.322 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008042
Street Address	111 12TH AVE W
City	POLSON
State	MT
Zip	59860-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	PEND DE OREILLE HTS (POLSON), S09, T22 N, R20 W, BLOCK 15, LOT 6A, 14018 SQUARE FEET, AMND PLAT OF LOTS 6-7 BLOCK 15 PEND DE
Legal Range	20W
Legal Township	22N
Legal Section	09
Legal Subdivision	PEND DE OREILLE HTS (POLSON)
Legal Block	15
Legal Lot Number	6-7,6A
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2084
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 12TH AVE W, POLSON, MT 59860-5313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Nov 20, 2020	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Mar 3, 2021
Deed Document Number	2022601231
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Sep 21, 2026
Property Address	111 12TH AVE W, POLSON, MT 59860-5313
Document Number	0000641622
Instrument Date	Sep 16, 2026
Instrument	2026641622
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 12TH AVE W, POLSON, MT 59860-5313

Mortgage

Document Number	0000641622,
Date	Sep 21, 2026
Instrument	2026641622

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Sep 20, 2022
Property Address	111 12TH AVE W, POLSON, MT 59860-5313
Document Number	0000601231
Instrument Date	Sep 20, 2022
Instrument	601231
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	111 12TH AVE W, POLSON, MT 59860-5313

Mortgage

Document Number	0000601232
Date	Sep 20, 2022
Instrument	601232

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Nov 20, 2020
Property Address	111 12TH AVE W, POLSON, MT 59860-5313
Document Number	0000583144
Instrument Date	Nov 20, 2020
Instrument	583144
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40077 HIGHLAND DR, POLSON, MT 59860-8131

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,249.00 (-19.04%)	$528,500 (-)
2025	$2,778.00 (-12.48%)	$528,500 (+33.73%)	$528,500 (+33.73%) Land $79,045 Building $449,455
2023	$3,174.00	$395,200	$395,200 Land $42,817 Building $352,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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