Montcalm County property record for 11098 E Spencer Rd, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 2006 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,094 (2025) |
| APN | 005-001-017-00 |
| Primary APN | 005-001-017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,316 sqft Building Perimeter |
| 1st Floor Area | 1,316 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Area | 1,504 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11098 E SPENCER RD |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Description | BEG AT NW COR OF NW 1/4 OF SW 1/4, TH S 16 RDS, E 20 RDS, N 16 RDS, W 20 RDS TO POB. SEC 1, T10N R5W. 2 A. |
| Legal Range | 05W |
| Legal Township | 10N |
| Legal Section | 01 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971000 |
Source: Montcalm County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11098 E SPENCER RD, CRYSTAL, MI 48818-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2004 |
| Deed Sale | Oct 29, 2004 |
| Prior Sale | Jul 27, 2001 |
| Deed Book / Page | 1208 / 540 |
| Record Updated | Sep 20, 2026 |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,200 (+12.57%) | $116,400 (+12.57%) | |
| 2025 | $1,094.00 (+10.51%) | $51,700 (+21.36%) | $103,400 (+142.72%) |
| 2024 | $990.00 | ||
| 2023 | $42,600 | $42,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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