11098 Bower Rd, Minerva, OH 44657 Property Records

Columbiana County property record for 11098 Bower Rd, Minerva, OH 44657

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5 bd · 2 ba · 920 sqft · built 1900
Lot Size	42 acres (1,829,825 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2004)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-02296.000`

Property Details

APN / Parcel Number

Primary APN	`79-02296.000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Total Area
1st Floor Area	1,824 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,829,825 sqft (42 acres)
Garage Type	Pole Building Garage
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	408 sqft
Cabin	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11098 BOWER RD
City	MINERVA
State	OH
Zip	44657-9488
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	5 16 32 PT NE 1/4 BOWER RD 42.007AC
Legal Subdivision	WEST
Jurisdiction	COLUMBIANA OH
Township / Civil Division	WEST
Census Block Group	4
Census Block	4019
Census Tract	951000

Owner

Source: Columbiana County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11098 BOWER RD, MINERVA, OH 44657-9488
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2004 · Amount on Record
Deed Sale	Jan 13, 2004 · Amount on Record
Deed Document Number	2004665
Deed Book / Page	1236 / 70
Last Transfer Date	May 18, 2026
Transfer Doc	0000006214
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Jun 26, 2026
Property Address	11098 BOWER RD, MINERVA, OH 44657-9488
Document Number	0000006214
Book / Page	2822 / 715
Instrument Date	May 18, 2026
Instrument	20266214
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	VISIONET SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11098 BOWER RD, MINERVA, OH 44657-9488

Mortgage

Document Number	0000006215,
Date	Jun 26, 2026
Instrument	20266215

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	11098 BOWER RD, MINERVA, OH 44657-9488
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00014239
Date	Dec 22, 2017
Book Page	2259/0020
Instrument	2017-00014239

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Columbiana County
County Subdivision	West Township
Unified School District	Minerva Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,159.00 (+13.45%)	$103,740 (+21.38%) Land $69,650 Building $34,090	$296,400 (+21.38%) Land $199,000 Building $97,400
2023	$3,666.00 (-0.46%)	$85,470 (-) Land $52,360 Building $33,110
2022	$3,683.00	$85,470 Land $52,360 Building $33,110	$244,200 Land $149,600 Building $94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Smart Way Communications Fixed Wireless	250 / 50

May also be available: Frontier, T-Mobile.

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