11097 Folklore St, Winter Garden, FL 34787 Property Records

Orange County property record for 11097 Folklore St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,890 sqft · built 2017
Lot Size	0.93 acres (4,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,100 (Aug 2017)
Tax Bill	$7,661 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-24-27-7172-01-120`

Property Details

APN / Parcel Number

Primary APN	`17-24-27-7172-01-120`
Alternative APNs	`272417717201120` `166292` `167651` `170290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	1,029 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,064 sqft (0.93 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	203 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11097 FOLKLORE ST
City	WINTER GARDEN
State	FL
Zip	34787-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	STOREY GROVE PHASE 1B-1 90/144 LOT 112
Legal Range	27E
Legal Township	24S
Legal Section	17
Legal Subdivision	STOREY GROVE PH 1B-1
Legal Phase	1B-1
Legal Block	1
Legal Lot Number	112
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1097
Census Tract	17111

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11097 FOLKLORE ST, WINTER GARDEN, FL 34787-1751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 4, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2017432597
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11097 FOLKLORE ST, WINTER GARDEN, FL 34787-1751
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044992
Date	Jan 20, 2022
Instrument	20220044992

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11097 FOLKLORE ST, WINTER GARDEN, FL 34787-1751
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058660
Date	Feb 1, 2021
Instrument	20210058660

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11097 FOLKLORE ST, WINTER GARDEN, FL 34787-1751
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210058660
Date	Feb 1, 2021
Instrument	20210058660

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11097 FOLKLORE ST, WINTER GARDEN, FL 34787-1751
Document Number	0000152141
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11097 FOLKLORE ST WINTER GARDEN FL 347871751, WINTER GARDEN, FL 34787-1751

Mortgage

Document Number	0000152141
Date	Mar 9, 2020
Instrument	152141

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 8, 2035

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 4, 2017
Property Address	11097 FOLKLORE ST, WINTER GARDEN, FL 34787-1751
Document Number	0000432597
Map Reference	MB 90 PG 144
Instrument Date	Jul 28, 2017
Instrument	20170432597
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11097 FOLKLORE ST, WINTER GARDEN, FL 34787-1751

Mortgage

Document Number	0000432598
Date	Aug 4, 2017
Instrument	20170432598

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,000 (-1.09%) Land $110,000 Building $323,000	$433,000 (-1.09%) Land $110,000 Building $323,000
2025	$7,661.00 (+4.64%)	$437,780 (+9.86%) Land $110,000 Building $327,780	$437,780 (+9.86%) Land $110,000 Building $327,780
2024	$7,321.00 (+9.69%)
2023	$6,674.00 (+86.06%)	$398,505 (+62.53%) Land $110,000 Building $288,505	$398,505 (+20.27%) Land $110,000 Building $288,505
2022	$3,587.00 Homeowner's exemption	$245,192	$331,330 Land $90,000 Building $241,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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