11097 E KY 10, Garrison, KY 41141 Property Records

Lewis County property record for 11097 E KY 10, Garrison, KY 41141 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2016)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`124-00-00-017.01`

Property Details

APN / Parcel Number

Primary APN	`124-00-00-017.01`
Alternative APN	`11938`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11938
Street Address	11097 E KY 10
City	GARRISON
State	KY
Zip	41141-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESIDENTIAL W/DET GARAGE
Jurisdiction	LEWIS KY
Township / Civil Division	GARRISON
Census Block Group	2
Census Block	2053
Census Tract	930100

Owner

Source: Lewis County records · APN 124-00-00-017.01

Assessment roll updated December 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11097 E KY 10, GARRISON, KY 41141-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Feb 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 07, 2022	Intrafamily Transfer, Transfer
Feb 05, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 13, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	2016840
Deed Book / Page	253 / 477
Last Transfer Date	Dec 08, 2021
Transfer Doc	000275/256
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS KY
Recording Date	May 29, 2026
Property Address	11097 E KY 10, GARRISON, KY 41141-8410
Document Number	00M286/505
Book / Page	286 / 505
Instrument Date	May 22, 2026
Instrument	20261029856
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11097 E KY 10, GARRISON, KY 41141-8410

Mortgage

Document Number	0001029856,
Date	May 29, 2026
Book Page	286/505
Instrument	20261029856

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS KY
Property Address	11097 E KY 10, GARRISON, KY 41141-8410
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000258/529
Date	Feb 07, 2022
Book Page	258/529
Instrument	4216994

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS KY
Recording Date	Feb 07, 2022
Property Address	11097 E KY 10, GARRISON, KY 41141-8410
Document Number	000275/256
Book / Page	275 / 256
Instrument Date	Dec 08, 2021
Instrument	4216993
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11097 E KY 10, GARRISON, KY 41141-8410

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS KY
Recording Date	Feb 05, 2021
Property Address	11097 E KY 10, GARRISON, KY 41141-8410
Document Number	270/719
Book / Page	270 / 719
Instrument Date	Jun 29, 2020
Instrument	4154558
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FORT SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11097 E KY 10, GARRISON, KY 41141-8410

Mortgage

Document Number	4154559
Date	Feb 05, 2021
Instrument	4154559

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 01, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS KY
Recording Date	Sep 13, 2018
Property Address	11097 E KY 10, GARRISON, KY 41141-8410
Document Number	261/560
Book / Page	261 / 560
Instrument Date	Sep 13, 2018
Instrument	165403
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 68, RUSH, KY 41168-0068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11097 E KY 10, GARRISON, KY 41141-8410

Tax Assessment & Valuation

Source: Lewis County records · Assessment roll updated December 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Lewis County
Unified School District	Lewis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00 (+4.35%)	$145,000 (-)	$145,000 (-)
2023	$1,610.00 Additional exemption filed	$145,000	$145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis County (21135C), updated April 16, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211359301002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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