11097 34th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 11097 34th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,146 sqft · built 2000
Lot Size	0.275 acres (11,994 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Mar 2015)
Tax Bill	$5,360 (2026)
Deeds & Mortgages	May 2022 Mortgage Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-093-001120`

Property Details

APN / Parcel Number

Primary APN	`114-093-001120`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,146 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,994 sqft (0.275 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	192 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11097 34TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-8455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-120 RANGE-024 FALL CREEK LOT-012 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	13
Legal Subdivision	FALL CREEK
Legal Block	1
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2009
Census Tract	100805

Owner

11097 34th St NE is owned and occupied by two individuals who bought it in March 2015.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11097 34TH ST NE, SAINT MICHAEL, MN 55376-8455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2015 · Amount on File
Deed Sale	Mar 31, 2015 · Amount on File
Prior Sale	Mar 20, 2015 · Amount on File
Deed Document Number	20151284173
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11097 34TH ST NE, SAINT MICHAEL, MN 55376-8455
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1506764
Date	May 11, 2022
Instrument	A1506764

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11097 34TH ST NE, SAINT MICHAEL, MN 55376-8455
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11097 34TH ST NE, SAINT MICHAEL, MN 55376-8455

Mortgage

Document Number	0001490214
Date	Nov 12, 2021
Instrument	1490214

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	269 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 11097 34th St NE was $5,360.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,360.00	$472,100 (+2.97%) Land $98,000 Building $374,100	$472,100 (+2.97%) Land $98,000 Building $374,100
2025		$458,500 Land $100,000 Building $358,500	$458,500 Land $100,000 Building $358,500
2023	$4,986.00 (+4.18%)	$477,500 Land $98,300 Building $379,200	$477,500 Land $98,300 Building $379,200
2022	$4,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11097 34th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11097 34th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, GigFire.

Nearby Properties on 34th St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures