San Bernardino County property record for 11096 Sandy Ln, Apple Valley, CA 92308
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,360 sqft · built 1995 |
| Lot Size | 0.053 acres (2,310 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (Oct 2025) |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0434-741-08-0000 |
| Primary APN | 0434-741-08-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,833 sqft |
| 1st Floor Area | 1,360 sqft |
| Family Room | Family Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 2,310 sqft (0.053 acres) |
| View / Lot | Apt/Condo Complex |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 98 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11096 SANDY LN |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-9338 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 15384-1 LOT 8 BOOK 256 PAGE 47 |
| Legal Subdivision | TOWN OF APPLE VALLEY |
| Legal Tract | 15384-1 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 9718 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11096 SANDY LN, APPLE VALLEY, CA 92308-9338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 3, 2025 | Grant Deed, Transfer · FHA Mortgage OCMBC INC |
| Dec 14, 2020 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Aug 20, 2019 | Grant Deed, Transfer · Reverse Mortgage THE MONEY HOUSE INC |
| May 2, 2019 | Foreclosure STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2020 · Amount on Record |
| Deed Document Number | 2025240107 |
| Prior Transfer Date | Apr 30, 2019 |
| Prior Transfer Doc | 0000140302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 3, 2025 |
| Property Address | 11096 SANDY LN, APPLE VALLEY, CA 92308-9338 |
| Document Number | 0000240107 |
| Map Reference | MB 256 PG 47-52 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025-0240107 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11096 SANDY LN, APPLE VALLEY, CA 92308-9338 |
| Document Number | 0000240108 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025-0240108 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 14, 2020 |
| Property Address | 11096 SANDY LN, APPLE VALLEY, CA 92308-9338 |
| Document Number | 0000506741 |
| Map Reference | MB 256 PG 47-52 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020-0506741 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11096 SANDY LN, APPLE VALLEY, CA 92308-9338 |
| Document Number | 0000506742 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0506742 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 11096 SANDY LN, APPLE VALLEY, CA 92308-9338 |
| Document Number | 0000285714 |
| Map Reference | MB 256 PG 47-52 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2019-0285714 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22626 PAHUTE RD, APPLE VALLEY, CA 92308-7452 |
| Document Number | 0000285715 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019-0285715 |
| Name | THE MONEY HOUSE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.98% |
| Type Change Date | Sep 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 2, 2019 |
| Property Address | 11096 SANDY LN, APPLE VALLEY, CA 92308-9338 |
| Document Number | 0000140302 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 140302 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 2, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $219.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11096 SANDY LN APPLE VALLEY CA 923089338, APPLE VALLEY, CA 92308-9338 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $329,000 (+21.58%) Land $65,800 Building $263,200 | |
| 2025 | $3,116.00 (+3.94%) Homeowner's exemption | $270,608 (+4.04%) Land $54,121 Building $216,487 |
| 2023 | $2,998.00 (+1.59%) Homeowner's exemption | $260,100 Land $52,020 Building $208,080 |
| 2022 | $2,951.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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