Charlevoix County property record for 11095 Townline Rd, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,242 sqft · built 1980 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,253 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-200-025-10 |
| Primary APN | 007-200-025-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,242 sqft Building Perimeter |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11095 TOWNLINE RD |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-8939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF BAYSHORE #1 LOT 25 AND ALSO COM AT SE COR LOT 24 BAYSHORE NO. 1 AS RECD L2 P119 & 120, CHX CO RECORDS TH AL S LI SD L |
| Legal Range | 07 |
| Legal Township | 34 |
| Legal Section | 10 |
| Legal Subdivision | BAYSHORE # |
| Legal Lot Number | 25,24 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | HAYES |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 400 |
11095 Townline Rd, a single family home, is owned by two individuals.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1312 BUCKBOARD CIR, SOUTH LYON, MI 48178-8714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 11095 Townline Rd was $9,253, up 2.8% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Hayes Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,600 (+8.66%) | $627,200 (+8.66%) | |
| 2025 | $9,253.00 (+2.82%) | $288,600 | $577,200 |
| 2024 | $8,999.00 | ||
| 2023 | $264,800 | $529,600 | |
| 2022 | $8,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11095 Townline Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11095 Townline Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
4G LTE only, no 5G reported
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