11095 Richards Rd, Doswell, VA 23047 Property Records

Hanover County property record for 11095 Richards Rd, Doswell, VA 23047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1960
Lot Size	2.59 acres (112,820 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Oct 2022)
Tax Bill	$2,099 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7874-80-4520`

Property Details

APN / Parcel Number

Primary APN	`7874-80-4520`
Alternative APN	`10198456`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.59 acres)

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10198456
Street Address	11095 RICHARDS RD
City	DOSWELL
State	VA
Zip	23047-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S/S VERDON ROAD; W OF WASHINGTON HIGHWAY
Legal Lot Number	A
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1051
Census Tract	320100

Owner

Source: Hanover County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11095 RICHARDS RD, DOSWELL, VA 23047-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Oct 31, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Jul 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III
Feb 4, 2022	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	2022148030
Deed Book / Page	3365 / 1736
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	0000017950
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Recording Date	Jul 31, 2026
Property Address	11095 RICHARDS RD, DOSWELL, VA 23047-1615
Document Number	0000089620
Book / Page	3451 / 171
Instrument Date	Jul 24, 2026
Instrument	202689620
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11095 RICHARDS RD, DOSWELL, VA 23047-1615

Mortgage

Document Number	0000089620,
Date	Jul 31, 2026
Book Page	3451/171
Instrument	202689620

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Oct 31, 2022
Property Address	11095 RICHARDS RD, DOSWELL, VA 23047-1615
Document Number	0033651736
Book / Page	3365 / 1736
Instrument Date	Oct 25, 2022
Instrument	20221031000148030
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11095 RICHARDS RD, DOSWELL, VA 23047-1615

Mortgage

Document Number	20221031000148040
Date	Oct 31, 2022
Instrument	20221031000148040

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jul 1, 2022
Property Address	11095 RICHARDS RD, DOSWELL, VA 23047-1615
Document Number	0033571892
Book / Page	3357 / 1892
Instrument Date	Jun 20, 2022
Instrument	20220701000097530
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 HICKORY PARK DR # 101, 101, GLEN ALLEN, VA 23059-2657

Mortgage

Document Number	20220701000097540
Date	Jul 1, 2022
Instrument	20220701000097540

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HANOVER VA
Recording Date	Feb 4, 2022
Property Address	11095 RICHARDS RD, DOSWELL, VA 23047-1615
Document Number	0003344726
Book / Page	3344 / 726
Instrument Date	Nov 29, 2021
Instrument	20220204000018550
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 N ARCH VILLAGE CT APT G, G, NORTH CHESTERFIELD, VA 23236-3462

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,099.00	$259,200 Land $74,400 Building $184,800	$259,200 Land $74,400 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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