Howard County property record for 11093 Swansfield Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,225 sqft · built 1970 |
| Lot Size | 0.308 acres (13,419 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $676,000 (May 2022) |
| Tax Bill | $6,656 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-020970 |
| Primary APN | 15-020970 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,225 sqft Total Area |
| Basement Area | 919 sqft |
| Finished Basement | 919 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,419 sqft (0.308 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020970 |
|---|---|
| Street Address | 11093 SWANSFIELD RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 158 13,419 SQ' 11093 SWANSFIELD RD VHC SWANSFIELD S4 A3 |
| Legal Subdivision | COLUMBIA VILLAGE OF HARPERS CHOICE |
| Legal Lot Number | 158 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 605502 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 23, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Nov 27, 2019 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Jan 4, 2019 | Grant Deed, Transfer SAGE TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Book / Page | 21524 / 68 |
| Prior Transfer Date | May 12, 2022 |
| Prior Transfer Doc | 0215240068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 16, 2022 |
| Property Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Document Number | 0215240068 |
| Book / Page | 21524 / 68 |
| Map Reference | MB CMP 17 FO 63 |
| Instrument Date | May 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Document Number | 0002152475 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 21524/75 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 23, 2021 |
| Property Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Document Number | 0204740442 |
| Book / Page | 20474 / 442 |
| Map Reference | MB CMP 17 FO 63 |
| Instrument Date | Apr 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Document Number | 20474451 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 20474/451 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0186430490 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 18643/490 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0199330469 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 19933/469 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 27, 2019 |
| Property Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Document Number | 0190390284 |
| Book / Page | 19039 / 284 |
| Map Reference | MB CMP 17 FO 63 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Document Number | 19039289 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 19039/289 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 4, 2019 |
| Property Address | 11093 SWANSFIELD RD, COLUMBIA, MD 21044-2724 |
| Document Number | 0185050362 |
| Book / Page | 018505 / 000362 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 11093 SWANSFIELD RD COLUMBIA MD 210442724, COLUMBIA, MD 21044-2724 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,656.00 (-11.36%) Homeowner's exemption | $594,567 (+8.12%) | $639,200 (-) Land $291,200 Building $348,000 |
| 2025 | $7,509.00 (+5.18%) Homeowner's exemption | $549,933 (+20.71%) | $639,200 (+26.5%) Land $291,200 Building $348,000 |
| 2024 | $7,139.00 (+56.25%) | ||
| 2023 | $455,567 | $505,300 Land $226,200 Building $279,100 | |
| 2022 | $4,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2014–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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