Effingham County property record for 11092 E Melrose Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,286 sqft · built 1994 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Jun 2014) |
| Tax Bill | $6,332 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-241-017 |
| Primary APN | 11-07-241-017 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,286 sqft Base Area |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 1,286 sqft |
| Unfinished Basement | 1,286 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 11092 E MELROSE AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 & 21 RIVERVIEW SUB 3040/105 2434/48 1968/247 1123/173 |
| Legal Subdivision | RIVERVIEW SUBDIVISION |
| Legal Lot Number | 17-21 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950200 |
Source: Effingham County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11092 E MELROSE AVE, EFFINGHAM, IL 62401-7452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2014 · Amount on Record |
| Deed Sale | Jun 6, 2014 · Amount on Record |
| Prior Sale | Aug 14, 2008 · Amount on Record |
| Deed Document Number | 20141402358 |
| Deed Book / Page | 3040 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 11092 E MELROSE AVE, EFFINGHAM, IL 62401-7452 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003870/192 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 3870/192 |
| Instrument | 202323002446 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 23, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 11092 E MELROSE AVE, EFFINGHAM, IL 62401-7452 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3571/15 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 3571/15 |
| Instrument | 202020002771 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,332.00 (+50.05%) | $126,120 (+31.25%) Land $8,730 Building $117,390 | $378,360 (+31.25%) Land $26,190 Building $352,170 |
| 2022 | $4,220.00 Homeowner's exemption | $96,090 Land $6,660 Building $89,430 | $288,270 Land $19,980 Building $268,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures