11091 E Lake Rd, Hammondsport, NY 14840 Property Records

Steuben County and Urbana Town property record for 11091 E Lake Rd, Hammondsport, NY 14840

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,664 sqft · built 2004
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$845,000 (Oct 2022)
Tax Bill$19,072 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
APN0005120-050

Property Details

APN / Parcel Number

Primary APN0005120-050
Alternative APNs
  • 467289 091.14-01-003.000
  • 72890910140001003000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
1st Floor Area832 sqft
2nd Floor Area832 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions220 ft deep x 35.5 ft wide
View / LotWaterfront / Beach

Exterior Amenities

PorchSlab
Porch Area680 sqft
CabinCabin
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0005120-050
Street Address11091 E LAKE RD
CityHAMMONDSPORT
StateNY
Zip14840-7025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionBLA 1203
Legal Block1
Legal Lot Number3.000
JurisdictionSTEUBEN NY
Township / Civil DivisionURBANA
Census Block Group2
Census Block2008
Census Tract961400

Owner

Source: Steuben County and Urbana Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42287 YOUNG LN, LEESBURG, VA 20176-6292
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Deed Book / Page2990 / 33
Prior Transfer DateMay 24, 1997
Prior Transfer Doc1534000144
Record UpdatedJun 8, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionSTEUBEN NY
Recording DateOct 25, 2022
Property Address11091 E LAKE RD, HAMMONDSPORT, NY 14840-7025
Document Number0002990/33
Book / Page2990 / 33
Instrument DateOct 21, 2022
Transaction TypeTransfer
Record UpdatedMar 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42287 YOUNG LN, LEESBURG, VA 20176-6292

Mortgage

Document Number0004914260
DateOct 25, 2022
Instrument4914/260
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Steuben County and Urbana Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountySteuben County
County SubdivisionUrbana Town
Unified School DistrictHammondsport Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,072.00 (+324.58%)$915,900 (+53.44%) Land $335,900 Building $580,000$915,900 (+27.36%) Land $335,900 Building $580,000
2023$596,900 (+59.9%) Land $226,800 Building $370,100$719,157 (+79.16%) Land $273,253 Building $445,904
2022$373,300 Land $207,300 Building $166,000$401,398 Land $222,903 Building $178,495
2021$4,492.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims21 (1978–2026)
Claims Outside the SFHA10 of 21
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number