1109 Windsor Rd, Virginia Beach, VA 23451 Property Records

Virginia Beach City property record for 1109 Windsor Rd, Virginia Beach, VA 23451

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,750 sqft · built 1950
Lot Size	0.46 acres (20,020 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Feb 2009)
Tax Bill	$9,769 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Apr 2017 Line of Credit
APN	`2418-28-4187`

Property Details

APN / Parcel Number

Primary APN	`2418-28-4187`
Alternative APN	`241-828-41870-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,750 sqft Living Area
Gross Area	3,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,020 sqft (0.46 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	152 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	2418-28-4187
Street Address	1109 WINDSOR RD
City	VIRGINIA BEACH
State	VA
Zip	23451-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	N LINK PARK LOT 65
Legal Subdivision	N LINK PARK
Legal Block	4
Legal Lot Number	65
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	4
Census Block	4014
Census Tract	43800

Owner

1109 Windsor Rd is owned and occupied by an individual who bought it in February 2009.

Source: Virginia Beach City records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 WINDSOR RD, VIRGINIA BEACH, VA 23451-3751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit OLD PT NAT'L BK/PHOEBUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2009 · Amount on File
Deed Sale	Feb 20, 2009 · Amount on File
Prior Sale	Dec 29, 2003 · Amount on File
Deed Document Number	2009177340
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Mar 20, 2020
Property Address	1109 WINDSOR RD, VIRGINIA BEACH, VA 23451-3751
Document Number	0000265480
Instrument Date	Mar 11, 2020
Instrument	265480
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 WINDSOR RD VIRGINIA BEACH VA 234513751, VIRGINIA BEACH, VA 23451-3751

Mortgage

Document Number	265490
Date	Mar 20, 2020
Instrument	265490

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	1109 WINDSOR RD, VIRGINIA BEACH, VA 23451-3751
Document Number	0000384840
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 WINDSOR RD VIRGINIA BEACH VA 234513751, VIRGINIA BEACH, VA 23451-3751

Mortgage

Document Number	0000384840
Date	May 9, 2017
Instrument	384840

Lender

Name	OLD PT NAT'L BK/PHOEBUS
Type	Bank
Address	HAMPTON, VA 23669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 8, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Windsor Rd was $9,769.

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,769.00	$1,007,200 Land $677,000 Building $330,200	$1,007,200 Land $677,000 Building $330,200
2023	$7,617.00	$769,400 Land $465,000 Building $304,400	$769,400 Land $465,000 Building $304,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1109 Windsor Rd; there have been 26 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	26 (1978–2022)
Claims Outside the SFHA	12 of 26
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Windsor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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