1109 Willowcreek Rd, Cleburne, TX 76033 Property Records

Johnson County property record for 1109 Willowcreek Rd, Cleburne, TX 76033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1970
Lot Size	0.248 acres (10,833 sqft)
Owner	Individual Name on Record
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126.3087.01140`

Property Details

APN / Parcel Number

Primary APN	`126.3087.01140`
Alternative APN	`R000046589`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,802 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 1970
Lot Area	10,833 sqft
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	188 sqft

Location & Zoning

Account Number	R000046589
Street Address	1109 WILLOWCREEK RD
City	CLEBURNE
State	TX
Zip	76033-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 5 WILLOW CREEK
Legal Subdivision	WILLOW CREEK
Legal Block	5
Legal Lot Number	5
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	2
Census Block	2039
Census Tract	131000

Owner

Source: Johnson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 25, 2022	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Oct 25, 2022	Intrafamily Transfer, Transfer
Jul 16, 2020	Vendor's Lien, Transfer · FHA Mortgage SENTE MORTGAGE INC
Oct 20, 2017	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022
Deed Sale	Oct 25, 2022
Prior Sale	Oct 25, 2022
Deed Document Number	2022-37014
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128

Mortgage

Document Number	0000004340
Date	Feb 7, 2022
Instrument	2022-04340

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2050

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Oct 25, 2022
Property Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128
Document Number	0000037014
Map Reference	VOL 1 PG 141
Instrument Date	Oct 24, 2022
Instrument	2022-37014
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128

Mortgage

Document Number	0000037015
Date	Oct 25, 2022
Instrument	2022-37015

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000037016
Date	Oct 25, 2022
Instrument	2022-37016

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 24, 2025

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON TX
Recording Date	Oct 25, 2022
Property Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128
Document Number	0000037092
Map Reference	VOL 4490 PG 0484
Instrument Date	Oct 21, 2022
Instrument	2022-37092
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 175, CRESSON, TX 76035-0175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11612 ANNANDALE RD, CLEBURNE, TX 76031

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Jul 16, 2020
Property Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128
Document Number	0000020789
Map Reference	VOL 1 PG 141
Instrument Date	Jul 15, 2020
Instrument	2020-20789
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128

Mortgage

Document Number	0000020790
Date	Jul 16, 2020
Instrument	2020-20790

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000020791
Date	Jul 16, 2020
Instrument	2020-20791

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	HOUSTON, TX 77089

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Oct 20, 2017
Property Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128
Document Number	0000026135
Map Reference	VOL1 PG141
Instrument Date	Oct 18, 2017
Instrument	2017-26135
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 CHURCH ST, 106, CATAWISSA, PA 17820-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 WILLOWCREEK RD, CLEBURNE, TX 76033-6128

Mortgage

Document Number	0000026136
Date	Oct 20, 2017
Instrument	2017-26136

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cleburne City
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,200.00 (+28.74%) Homeowner's exemption	$278,067 (-) Land $65,000 Building $213,067	$278,067 (-) Land $65,000 Building $213,067
2023		$278,067 (+18.62%) Land $65,000 Building $213,067	$278,067 (+18.62%) Land $65,000 Building $213,067
2022		$234,415 Land $55,000 Building $179,415	$234,415 Land $55,000 Building $179,415
2021	$4,816.00 (+3.77%)
2018	$4,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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