St. Clair County property record for 1109 Whiting St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1974 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Sep 2022) |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-364-0044-000 |
| Primary APN | 74-07-364-0044-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 480 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 132 ft deep x 68 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1109 WHITING ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | S3' OF LOT 8 & LOT 9 & N 15' OF LOT 10 BLK 8 INCL ALL VAC ALLEY ADJ MAP OF HUBEL AND WOLVEN ADDITION NO 2 ACCORDING TO THE |
| Legal Subdivision | HUBEL & WOLVIN ADD |
| Legal Block | 8 |
| Legal Lot Number | 8-10 |
| Legal Unit | 8,9,10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 642000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1109 WHITING ST, SAINT CLAIR, MI 48079-4992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 22, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 202222571 |
| Deed Book / Page | 5566 / 95 |
| Prior Transfer Date | Jul 29, 2002 |
| Prior Transfer Doc | 0000545357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 30, 2022 |
| Property Address | 1109 WHITING ST, SAINT CLAIR, MI 48079-4992 |
| Document Number | 0000556695 |
| Book / Page | 5566 / 95 |
| Map Reference | LB 13 PG 127 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022022571 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 WHITING ST, 1109, SAINT CLAIR, MI 48079-4992 |
| Name | Verified Name |
|---|---|
| Address | 1109 WHITING ST, SAINT CLAIR, MI 48079-4992 |
| Document Number | 0000556253 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 5562/53 |
| Instrument | 2022021575 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 22, 2021 |
| Property Address | 1109 WHITING ST, SAINT CLAIR, MI 48079-4992 |
| Document Number | 0000545357 |
| Book / Page | 5453 / 57 |
| Instrument Date | Jul 29, 2002 |
| Instrument | 2021032730 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 WHITING ST, 1109, SAINT CLAIR, MI 48079-4992 |
| Name | Verified Name |
|---|---|
| Address | 3045 VAN ALSTYNE ST, WYANDOTTE, MI 48192-5943 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,200 (+1.88%) | $130,400 (+1.88%) | |
| 2025 | $2,444.00 (+4.53%) Homeowner's exemption | $64,000 (+7.74%) | |
| 2024 | $2,338.00 (+62.7%) | $128,000 (+7.74%) | |
| 2023 | $59,400 | ||
| 2022 | $1,437.00 | $118,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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