Oceana County property record for 1109 Ware St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.177 acres (7,722 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2005) |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-466-001-00 |
| Primary APN | 044-466-001-00 |
|---|
| Lot Area | 7,722 sqft (0.177 acres) |
|---|
| Street Address | 1109 WARE ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1109 S WARE ST WD-L2005P15345 BLK 66 - PLAT OF MIDDLESEX VILLAGE OF PENTWATER. LOT 1 |
| Legal Subdivision | PLAT OF MIDDLESEX |
| Legal Block | 66 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10800 |
1109 Ware St is owned by an individual who bought it in May 2005.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7494 SHELBURNE CT NE, ADA, MI 49301-8327 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2005 · Amount on File |
| Deed Sale | May 27, 2005 · Amount on File |
| Deed Book / Page | 2005 / 15345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Nov 15, 2022 |
| Property Address | 1109 WARE ST, PENTWATER, MI 49449-8503 |
| Document Number | 2022/23459 |
| Book / Page | 2022 / 23459 |
| Map Reference | LB 1 PG 2 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 202200006452 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3839 PLAINFIELD AVE NE, 3839, GRAND RAPIDS, MI 49525-2405 |
| Name | Verified Name |
|---|---|
| Address | 7494 SHELBUME COURT, ADA, MI 49301 |
| Document Number | 202200006652 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 202200006652 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1109 Ware St was $2,022.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,000 (+8.72%) Land $121,000 | $242,000 (+8.72%) Land $242,000 | |
| 2025 | $2,022.00 | $111,300 Land $111,300 | $222,600 Land $222,600 |
| 2023 | $91,300 Land $91,300 | $182,600 (-) Land $182,600 | |
| 2022 | $1,745.00 | $182,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1109 Ware St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1109 Ware St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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