1109 W Oak Ave, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 1109 W Oak Ave, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1983
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Sep 2008)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`089-380-022`

Property Details

APN / Parcel Number

Primary APN	`089-380-022`
Alternative APN	`08938022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,304 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1109 W OAK AVE
City	LOMPOC
State	CA
Zip	93436-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 31 PG 85 LOT 3
Legal Subdivision	PARCEL
Legal Lot Number	3
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	1
Census Block	1002
Census Tract	2705

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 W OAK AVE, LOMPOC, CA 93436-3921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2008 · Amount on Record
Deed Sale	Sep 11, 2008 · Amount on Record
Prior Sale	Jul 11, 2008 · Amount on Record
Deed Document Number	200853296
Last Transfer Date	Apr 14, 2011
Transfer Doc	0000033999
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 24, 2026
Property Address	1109 W OAK AVE, LOMPOC, CA 93436-3921
Document Number	0000013776
Instrument Date	Mar 20, 2026
Instrument	202613776
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 W OAK AVE, LOMPOC, CA 93436-3921

Mortgage

Document Number	0000013776,
Date	Apr 24, 2026
Instrument	202613776

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1109 W OAK AVE, LOMPOC, CA 93436-3921
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 W OAK AVE, LOMPOC, CA 93436-3921

Mortgage

Document Number	0000037090
Date	Dec 13, 2023
Instrument	2023-0037090

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1109 W OAK AVE, LOMPOC, CA 93436-3921
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 W OAK AVE, LOMPOC, CA 93436-3921

Mortgage

Document Number	0000037090
Date	Dec 13, 2023
Instrument	2023-0037090

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1109 W OAK AVE, LOMPOC, CA 93436-3921
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057935
Date	Dec 4, 2017
Instrument	2017-0057935

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1109 W OAK AVE, LOMPOC, CA 93436-3921
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 W OAK AVE, LOMPOC, CA 93436-3921

Mortgage

Document Number	0000087830
Date	Dec 29, 2021
Instrument	2021-0087830

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1109 W OAK AVE, LOMPOC, CA 93436-3921
Document Number	0000000214
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1109 W OAK AVE LOMPOC CA 934363921, LOMPOC, CA 93436-3921

Mortgage

Document Number	0000000214
Date	Jan 3, 2020
Instrument	214

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Lompoc City
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,697 (+2%) Land $131,342 Building $108,355
2025	$2,731.00 (+5.69%)	$234,998 (+4.04%) Land $128,767 Building $106,231
2024	$2,584.00 (+0.47%)
2023	$2,572.00 (+1.3%)	$225,875 Land $123,768 Building $102,107
2022	$2,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMPOC-CITY WATER UTILITY DIV serves 40,538 people · EPA ID CA4210006
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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