1109 W 10th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1109 W 10th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,050 sqft · built 1957
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Jun 2019)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-479-010`

Property Details

APN / Parcel Number

Primary APN	`8914-11-479-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	242 sqft
Patio Area	242 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1109 W 10TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PARK E 45 FT LOT 18 BLK 4 ALL LOT 19 BLK 4 EXC E 10 FT
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	LINCOLN PARK
Legal Block	4
Legal Lot Number	18,19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5024
Census Tract	2200

Owner

1109 W 10th St is owned by an individual who acquired it in February 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	819 ELLEN ST, CEDAR FALLS, IA 50613-2360
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Aug 5, 2019	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Deed Document Number	201918291
Last Transfer Date	Feb 25, 2024
Transfer Doc	0000011141
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1109 W 10TH ST, CEDAR FALLS, IA 50613-2405
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201900004014
Date	Sep 7, 2018
Instrument	201900004014

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	292 Months
Due	Jan 1, 2043

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 5, 2019
Property Address	1109 W 10TH ST, CEDAR FALLS, IA 50613-2405
Document Number	202000002180
Instrument Date	Aug 2, 2019
Instrument	202000002180
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 W 10TH ST, CEDAR FALLS, IA 50613-2405

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 5, 2019
Property Address	1109 W 10TH ST, CEDAR FALLS, IA 50613-2405
Document Number	201900018291
Instrument Date	May 15, 2019
Instrument	201900018291
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 W 10TH ST, CEDAR FALLS, IA 50613-2405

Mortgage

Document Number	201900018292
Date	Jun 5, 2019
Instrument	201900018292

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1109 W 10th St was $3,186, up 6.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,186.00 (+6.63%)	$212,230 Land $57,720 Building $154,510	$212,230 Land $57,720 Building $154,510
2024	$2,988.00
2023		$185,740 (+21.84%) Land $37,100 Building $148,640	$185,740 Land $37,100 Building $148,640
2022	$2,814.00	$152,440 Land $37,100 Building $115,340
2021			$152,440 Land $37,100 Building $115,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 W 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1109 W 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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