1109 Veranda Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 1109 Veranda Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,684 sqft · built 2017
Lot Size	0.062 acres (2,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,000 (Jan 2018)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-1950-007-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1950-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	707 sqft
2nd Floor Area	977 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	2,706 sqft (0.062 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1109 VERANDA CT
City	FOLSOM
State	CA
Zip	95630-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-C (SP 9
Legal Description	VERANDA, LOT 5, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	VERANDA
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8510

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 VERANDA CT, FOLSOM, CA 95630-5322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jul 5, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG
Jan 5, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Deed Book / Page	20180105 / 864
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1109 VERANDA CT, FOLSOM, CA 95630-5322
Document Number	2006090846
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 VERANDA CT FOLSOM CA 956305322, FOLSOM, CA 95630-5322

Mortgage

Document Number	2006090846
Date	Jun 9, 2020
Instrument	2006090846

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1109 VERANDA CT, FOLSOM, CA 95630-5322
Document Number	1907121052
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1109 VERANDA CT FOLSOM CA 956305322, FOLSOM, CA 95630-5322

Mortgage

Document Number	1907121052
Date	Jul 12, 2019
Instrument	1907121052

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2018
Property Address	1109 VERANDA CT, FOLSOM, CA 95630-5322
Document Number	1801050864
Instrument Date	Jan 3, 2018
Instrument	1801050864
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 VERANDA CT FOLSOM CA 956305322, FOLSOM, CA 95630-5322

Mortgage

Document Number	1801050865
Date	Jan 5, 2018
Instrument	1801050865

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,482 (+2%) Land $139,267 Building $343,215
2025	$6,291.00 (+1.66%) Homeowner's exemption	$473,023 (+4.04%) Land $136,537 Building $336,486
2024	$6,188.00 (+3.25%)
2023	$5,993.00 (+1.06%) Homeowner's exemption	$454,657 Land $131,236 Building $323,421
2022	$5,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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