1109 Valley Hill Loop, King George, VA 22485 Property Records

King George County property record for 1109 Valley Hill Loop, King George, VA 22485

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,828 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-29A`

Property Details

APN / Parcel Number

Primary APN	`12-29A`
Alternative APNs	`745` `270`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	2,403 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2003
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	270
Street Address	1109 VALLEY HILL LOOP
City	KING GEORGE
State	VA
Zip	22485-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PT VALLEY HILL 1.0 A
Legal Subdivision	VALLEY HILL
Legal Lot Number	29A
Jurisdiction	KING GEORGE VA
Township / Civil Division	JAMES MADISON
Census Block Group	2
Census Block	2009
Census Tract	40302

Owner

1109 Valley Hill Loop is owned and occupied by two individuals.

Source: King George County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 24, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCEMYHOME.COM
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Apr 12, 2018	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 18, 2019	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Recording Date	Aug 6, 2026
Property Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633
Document Number	0000002394
Instrument Date	Aug 4, 2026
Instrument	20262394
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002394,
Date	Aug 6, 2026
Instrument	20262394

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633

Mortgage

Document Number	0250002730
Date	Sep 24, 2025
Instrument	250002730

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000002
Date	Jan 4, 2021
Instrument	210000002

Lender

Name	FINANCEMYHOME.COM

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005061
Date	Sep 22, 2021
Instrument	210005061

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180022110
Date	Apr 12, 2018
Instrument	180022110

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	1109 VALLEY HILL LOOP, KING GEORGE, VA 22485-7633
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190013290
Date	Mar 18, 2019
Instrument	190013290

Lender

Name	ACCELERATE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Valley Hill Loop was $1,857.

Source: King George County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King George County
Unified School District	King George County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,800 (+8.27%) Land $70,000 Building $225,800	$295,800 Land $70,000 Building $225,800
2025	$1,857.00	$273,200 Land $55,000 Building $218,200
2024	$1,857.00
2023	$1,857.00	$273,200 Land $55,000 Building $218,200	$273,200 Land $55,000 Building $218,200
2021			$273,200 Land $55,000 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Valley Hill Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Valley Hill Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: All Points Broadband, AT&T, Breezeline.

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