1109 Union St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1109 Union St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 883 sqft · built 1918
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (May 2023)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-1271-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-1271-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	883 sqft Living Area
1st Floor Area	883 sqft
Basement Area	883 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	98 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 UNION ST
City	PORT HURON
State	MI
Zip	48060-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 98 FT LOT 13 BLK 136 WHITE PLAT
Legal Subdivision	WHITE PLAT
Legal Block	136
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1001
Census Tract	622000

Owner

Source: St. Clair County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1109 UNION ST, PORT HURON, MI 48060-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF PORT HURON
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 6, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2022	Warranty Deed, Transfer LIBERTY TITLE
Oct 27, 2022	Land Contract, Transfer · Land Contract NOT AVAILABLE
Sep 27, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	20238556
Deed Book / Page	5620 / 810
Prior Transfer Date	Apr 6, 2023
Prior Transfer Doc	0005611962
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 18, 2026
Property Address	1109 UNION ST, PORT HURON, MI 48060-5723
Document Number	0000019110
Book / Page	5966 / 591
Instrument Date	Sep 10, 2026
Instrument	202619110
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 UNION ST, PORT HURON, MI 48060-5723

Mortgage

Document Number	0000019110,
Date	Sep 18, 2026
Book Page	5966/591
Instrument	202619110

Lender

Name	CITY OF PORT HURON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2023
Property Address	1109 UNION ST, PORT HURON, MI 48060-5723
Document Number	0005620810
Book / Page	5620 / 810
Map Reference	LB 1 PG 9
Instrument Date	Apr 13, 2023
Instrument	2023008556
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 STANTON ST, PORT HURON, MI 48060-3662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3269 MILITARY ST, PORT HURON, MI 48060-6634

Mortgage

Document Number	2023008557
Date	May 11, 2023
Instrument	2023008557

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 6, 2023
Property Address	1109 UNION ST, PORT HURON, MI 48060-5723
Document Number	0005611962
Book / Page	5611 / 962
Instrument Date	Apr 6, 2023
Instrument	2023006351
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 STANTON ST, PORT HURON, MI 48060-3662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 STANTON ST, PORT HURON, MI 48060-3662

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 7, 2022
Property Address	1109 UNION ST, PORT HURON, MI 48060-5723
Document Number	0005568663
Book / Page	5568 / 663
Map Reference	LB 1 PG 9
Instrument Date	Sep 12, 2022
Instrument	2022023157
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 E LINTON BLVD # BLVD502A, BLVD502A, DELRAY BEACH, FL 33483-3327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 CAPITAL AVE, FORT GRATIOT, MI 48059-3778
Investor	Possibly a Property Investor

October 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 27, 2022
Property Address	1109 UNION ST, PORT HURON, MI 48060-5723
Document Number	0005573837
Book / Page	5573 / 837
Instrument Date	Sep 12, 2022
Instrument	2022024425
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 CAPITAL AVE, FORT GRATIOT, MI 48059-3778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 STANTON ST, PORT HURON, MI 48060-3662

Mortgage

Date	Oct 27, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate	10%

September 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 27, 2021
Property Address	1109 UNION ST, PORT HURON, MI 48060-5723
Document Number	0005425985
Book / Page	5425 / 985
Instrument Date	Sep 16, 2021
Instrument	2021027237
Transaction Type	Foreclosure
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 GRAND RIVER AVE # AVE101, AVE101, PORT HURON, MI 48060-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E LINTON BLVD STE 502A, 502A, DELRAY BEACH, FL 33483-3354

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,300 (-46.75%)	$42,600 (-46.75%)
2025	$1,129.00 (-40.26%) Homeowner's exemption	$40,000 (+38.89%)
2024	$1,890.00 (-1.51%)		$80,000 (+38.89%)
2023		$28,800
2022	$1,919.00		$57,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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