1109 Truman Rd, Suffolk, VA 23434 Property Records

Suffolk City property record for 1109 Truman Rd, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,318 (2025)
Deeds & Mortgages	May 2021 Refinance Sep 2023 Line of Credit + 2 more
APN	`35J*176`

Property Details

APN / Parcel Number

Primary APN	`35J*176`
Alternative APN	`053205000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	053205000
Street Address	1109 TRUMAN RD
City	SUFFOLK
State	VA
Zip	23434-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	L 176, E. SUF. GARDENS
Legal Subdivision	E SUFFOLK GARDENS
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2007
Census Tract	75601

Owner

1109 Truman Rd is owned and occupied by two individuals who acquired it in May 2021.

Source: Suffolk City records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1109 TRUMAN RD, SUFFOLK, VA 23434-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL RESOURCES INC
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
May 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021
Deed Sale	May 17, 2021
Prior Sale	Feb 12, 2010 · Amount on File
Deed Document Number	20218499
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	0000008499
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1109 TRUMAN RD, SUFFOLK, VA 23434-3330
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	NOT AVAILABLE, OHANA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008500
Date	May 17, 2021
Instrument	210008500

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1109 TRUMAN RD, SUFFOLK, VA 23434-3330
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230009966
Date	Sep 19, 2023
Instrument	230009966

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Rate	11.7%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1109 TRUMAN RD, SUFFOLK, VA 23434-3330
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220007306
Date	May 12, 2022
Instrument	220007306

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 17, 2021
Property Address	1109 TRUMAN RD, SUFFOLK, VA 23434-3330
Document Number	210008499
Instrument Date	May 10, 2021
Instrument	210008499
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 TRUMAN RD, SUFFOLK, VA 23434-3330

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Truman Rd was $2,318, up 7.7% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$174,600 (+6.2%) Land $55,000 Building $119,600
2025	$2,318.00 (+7.71%)	$174,600 (+6.2%) Land $55,000 Building $119,600	$164,400 Land $50,000 Building $114,400
2024	$2,152.00 (+33.5%)	$164,400 (+11.16%) Land $50,000 Building $114,400
2023	$1,612.00	$147,900 Land $50,000 Building $97,900	$147,900 Land $50,000 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1109 Truman Rd; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Truman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Truman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures