1109 Tower Cir, Bartlesville, OK 74006 Property Records

Washington County property record for 1109 Tower Cir, Bartlesville, OK 74006

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,454 sqft · built 2005
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$446,000 (Jul 2022)
Tax Bill	$6,391 (2025)
Deeds & Mortgages	Feb 2006 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010132-001011-000000-01`

Property Details

APN / Parcel Number

Primary APN	`010132-001011-000000-01`
Alternative APN	`61032`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,454 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Area	1,598 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	61032
Street Address	1109 TOWER CIR
City	BARTLESVILLE
State	OK
Zip	74006-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 1GRAND PRAIRIE
Legal Range	13E
Legal Township	26N
Legal Section	15
Legal Subdivision	GRAND PRAIRIE
Legal Block	1
Legal Lot Number	11
Legal Unit	13E
Jurisdiction	WASHINGTON OK
Township / Civil Division	BARTLESVILLE
Census Block Group	2
Census Block	2002
Census Tract	601

Owner

1109 Tower Cir is owned and occupied by two individuals who bought it in July 2022.

Source: Washington County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2006	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK AND TRUST CO
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Mar 26, 2012	Warranty Deed, Transfer
May 23, 2011	Joint Tenancy Deed, Transfer · ARM ARVEST BANK
May 23, 2011	Warranty Deed, Transfer · ARM ARVEST BANK
Sep 2, 2005	Warranty Deed, Transfer FIRST NATIONAL AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	May 23, 2011 · Amount on File
Deed Document Number	20225771
Deed Book / Page	1201 / 3314
Prior Transfer Date	Mar 26, 2012
Prior Transfer Doc	01106/3740
Record Updated	Oct 29, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01039/2175
Date	Feb 2, 2006
Book Page	1039/2175
Instrument	2006-001115

Lender

Name	THE FIRST NATIONAL BANK AND TRUST CO
Type	Non-Lending Institution
Address	BROKEN ARROW, OK 74013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2036

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Jul 1, 2022
Property Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Document Number	01201/3314
Book / Page	1201 / 3314
Instrument Date	Jun 29, 2022
Instrument	I-2022-005771
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Investor	Possibly a Property Investor

Mortgage

Document Number	I2022005772
Date	Jul 1, 2022
Instrument	I-2022-005772

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

March 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Mar 26, 2012
Property Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Document Number	01106/3740
Book / Page	1106 / 3740
Instrument Date	Mar 26, 2012
Instrument	2012002376
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

May 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	WASHINGTON OK
Recording Date	May 23, 2011
Property Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Document Number	01098/3554
Book / Page	1098 / 3554
Instrument Date	May 20, 2011
Instrument	2011004121
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2011004122
Date	May 23, 2011
Instrument	2011004122

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2014
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	May 23, 2011
Property Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Document Number	000707/697
Book / Page	0707 / 697
Instrument Date	May 20, 2011
Instrument	2011-004121
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2011004122
Date	May 23, 2011
Instrument	2011-004122

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2014
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	8.87%

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Sep 2, 2005
Property Address	1109 TOWER CIR, BARTLESVILLE, OK 74006-7701
Document Number	01034/1747
Book / Page	1034 / 1747
Instrument Date	Aug 26, 2005
Instrument	2005-008884
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6617 TRAIL DR, BARTLESVILLE, OK 74006-8114

Mortgage

Document Number	2005009005
Date	Sep 2, 2005
Instrument	2005-009005

Lender

Name	FIRST NATIONAL AND TRUST COMPANY
Type	Private Party

Agreement

Amount	Amount on Record
Term	9 Months
Due	Jun 1, 2006

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Tower Cir was $6,391, up 3.1% from the year before.

Source: Washington County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Bartlesville City
County	Washington County
Unified School District	Bartlesville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,880 (+5%) Land $4,800 Building $51,080	$465,664 (+5%) Land $40,000 Building $425,664
2025	$6,391.00 (+3.13%)	$53,219 (+2.14%) Land $4,800 Building $48,419	$443,490 (+2.14%) Land $40,000 Building $403,490
2024	$6,197.00 (-0.11%)	$52,105 (-) Land $4,800 Building $47,305	$434,210 (-) Land $40,000 Building $394,210
2023	$6,204.00 (+38.2%)	$52,105 (+39.04%) Land $4,800 Building $47,305	$434,210 (+39.04%) Land $40,000 Building $394,210
2022	$4,489.00	$37,476 Land $4,800 Building $32,676	$312,300 Land $40,000 Building $272,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 Tower Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Tower Cir is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #2 serves 2,250 people · EPA ID OK3007403
Water Source	Purchased surface water from BARTLESVILLE
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Wake Wireless Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: BTC Broadband, T-Mobile.

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