1109 Timber Trace Dr, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 1109 Timber Trace Dr, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,215 sqft · built 1995
Lot Size	0.179 acres (7,824 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2019)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-26-20-0020-00500-0100`

Property Details

APN / Parcel Number

Primary APN	`32-26-20-0020-00500-0100`
Alternative APNs	`2026320020005000100` `0584002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,215 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,824 sqft (0.179 acres)
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	454 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0584002
Old Parcel Number	2026320020005000100
Street Address	1109 TIMBER TRACE DR
City	WESLEY CHAPEL
State	FL
Zip	33543-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	MEADOW POINTE PARCEL 7 UNIT 2 PB 31 PGS 76-80 LOT 10 BLOCK 5
Legal Range	20E
Legal Township	26S
Legal Section	32
Legal Subdivision	MEADOW POINTE
Legal Tract	20
Legal Block	5
Legal Lot Number	10
Legal Unit	2
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1017
Census Tract	32112

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1109 TIMBER TRACE DR, WESLEY CHAPEL, FL 33543-6503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 16, 2018	Deed of Trust, Mortgage · ARM REGIONS BANK
Jul 29, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Mar 14, 2012 · Amount on Record
Deed Document Number	2019127270
Deed Book / Page	9946 / 2515
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1109 TIMBER TRACE DR, WESLEY CHAPEL, FL 33543-6503
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103122680
Date	Mar 31, 2021
Book Page	10312/2680
Instrument	2021063724

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1109 TIMBER TRACE DR, WESLEY CHAPEL, FL 33543-6503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 TIMBER TRACE DR, WESLEY CHAPEL, FL 33543-6503

Mortgage

Document Number	0098032374
Date	Oct 16, 2018
Book Page	9803/2374
Instrument	2018175677

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2023
Change Frequency	5 Years
Index	Other
Margin	2
Max Rate	11.7%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 29, 2019
Property Address	1109 TIMBER TRACE DR, WESLEY CHAPEL, FL 33543-6503
Document Number	0099462515
Book / Page	9946 / 2515
Map Reference	MB 31 PG 76-80
Instrument Date	Jul 24, 2019
Instrument	2019127270
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	SMART TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30894 KELMIN TER, 30894, WESLEY CHAPEL, FL 33543-6621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 TIMBER TRACE DR, ZEPHYRHILLS, FL 33543-6503

Mortgage

Document Number	99462517
Date	Jul 29, 2019
Instrument	9946/2517

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,232.00 (+5.11%) Homeowner's exemption	$168,980 (+5.98%) Land $54,333 Building $114,647	$241,734 (-4.55%) Land $54,333 Building $187,401
2023	$3,075.00 (+8.16%) Additional exemption filed	$159,440 (+3%) Land $49,433 Building $110,007	$253,257 (+14.3%) Land $49,433 Building $203,824
2022	$2,843.00 Homeowner's exemption	$154,800 Land $49,433 Building $105,367	$221,565 Land $49,433 Building $172,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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