1109 Susan Ln, Birmingham, AL 35228 Property Records

Jefferson County property record for 1109 Susan Ln, Birmingham, AL 35228

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 962 sqft · built 1963
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-00-18-3-019-003.000`

Property Details

APN / Parcel Number

Primary APN	`29-00-18-3-019-003.000`
Alternative APNs	`29183019003000RR00` `402915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,887 sqft
1st Floor Area	962 sqft
Basement Area	925 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Open Porch
Deck Area	Deck Area
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	402915
Street Address	1109 SUSAN LN
City	BIRMINGHAM
State	AL
Zip	35228-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 18 BLK 5 FIRST SECTOR GREEN ACRES PARK
Legal Range	03W
Legal Township	18S
Legal Section	18
Legal Subdivision	GREEN ACRE PK 1ST 29-18-3
Legal Block	5
Legal Lot Number	18
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1021
Census Tract	3802

Owner

1109 Susan Ln is owned and occupied by an individual who acquired it in February 2005.

Source: Jefferson County records, as of May 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 SUSAN LN, BIRMINGHAM, AL 35228-1837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2005
Deed Sale	Feb 22, 2005
Deed Book / Page	200503 / 1649
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	Apr 30, 2026
Property Address	1109 SUSAN LN, BIRMINGHAM, AL 35228-1837
Document Number	0000037621
Instrument Date	Apr 23, 2026
Instrument	202637621
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Surviving Joint Tenant, 290
Address	1109 SUSAN LN, BIRMINGHAM, AL 35228-1837

Mortgage

Document Number	0000037621,
Date	Apr 30, 2026
Instrument	202637621

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Birmingham City
County	Jefferson County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$11,120	$111,200 Land $15,900 Building $95,300
2023	$11,120 Land $1,590 Building $9,530	$111,200 Land $15,900 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Susan Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1983–2023)
Claims Outside the SFHA	1 of 10
Most Recent Claim	May 2023 · tidal / storm surge
Claims by Event	Severe Storms,flooding And Tornadoes, Dec 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Susan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20