Union County property record for 1109 Stella Ct, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 1,791 sqft · built 2021 |
| Lot Size | 0.075 acres (3,267 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,500 (May 2021) |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-366-180 |
| Primary APN | 09-366-180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,791 sqft Total Area |
| 1st Floor Area | 1,175 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 3,267 sqft (0.075 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1109 STELLA CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #215 HARKEY CREEK PH2 MAP1 OPCP445 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20307 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1109 STELLA CT, MONROE, NC 28110-0044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 18, 2021 | Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Deed Document Number | 202123625 |
| Deed Book / Page | 8105 / 345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1109 STELLA CT, MONROE, NC 28110-0044 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008382618 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 8382/618 |
| Instrument | 3172 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 18, 2021 |
| Property Address | 1109 STELLA CT, MONROE, NC 28110-0044 |
| Document Number | 0008105345 |
| Book / Page | 8105 / 345 |
| Map Reference | CAB P FILE 842&843 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 23625 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $503.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182 |
| Name | Verified Name |
|---|---|
| Address | 1109 STELLA COURT, MONROE, NC 28110-0044 |
| Document Number | 0000023626 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 23626 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,000 (-) Land $70,000 Building $276,000 | $346,000 (-) Land $70,000 Building $276,000 | |
| 2025 | $1,673.00 (+8.35%) | $346,000 (+43.39%) Land $70,000 Building $276,000 | $346,000 (+43.39%) Land $70,000 Building $276,000 |
| 2023 | $1,544.00 | $241,300 Land $41,500 Building $199,800 | $241,300 Land $41,500 Building $199,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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