1109 Speros Loop, Hayward, CA 94544 Property Records

Alameda County property record for 1109 Speros Loop, Hayward, CA 94544 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,938 sqft · built 2018
Lot Size	0.041 acres (1,797 sqft)
Owner	2 Individual Names on File
Last Sale	$788,500 (Jul 2018)
Tax Bill	$10,685 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`443-92-45`

Property Details

APN / Parcel Number

Primary APN	`443-92-45`
Alternative APN	`443-0092-045-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,938 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	1,797 sqft (0.041 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1109 SPEROS LOOP
City	HAYWARD
State	CA
Zip	94544-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	8266 AMARAL PROPERTIES
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3003
Census Tract	436602

Owner

Source: Alameda County records · APN 443-92-45

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	601 LADYKIRK LN, GREER, SC 29650-3779
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Jul 24, 2018	Grant Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2018144380
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1109 SPEROS LOOP, HAYWARD, CA 94544-1803
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 LADYKIRK LN, GREER, SC 29650-3779

Mortgage

Document Number	0000012768
Date	Jan 11, 2021
Instrument	2021012768

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 01, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 24, 2018
Property Address	1109 SPEROS LOOP, HAYWARD, CA 94544-1803
Document Number	0000144380
Instrument Date	Jul 18, 2018
Instrument	144380
Transaction Type	Transfer
Record Updated	Sep 08, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$867.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 SPEROS LOOP HAYWARD CA 945441803, HAYWARD, CA 94544-1803

Mortgage

Document Number	144381
Date	Jul 24, 2018
Instrument	144381

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,685.00 (+2.5%)	$879,013 (+4.04%) Land $263,704 Building $615,309
2023	$10,424.00	$844,885 Land $253,465 Building $591,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 869 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Robinson Hardware and Software Solutions	Fixed Wireless (unlicensed)	1,000 / 1,000
Tekify	Fixed Wireless (unlicensed)	550 / 120
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA, Etheric Communications, LLC., Sail Internet Holdings, California Internet, Sonic Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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